Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 auto insurance agents in Lodi, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
New Jersey Motor Vehicle Commission
8 Mill St, Lodi, NJ 07644
(609) 292-6500
nj.gov
Theressa Parra - State Farm Insurance Agent
121 S Main St Ste C, Lodi, NJ 07644
(973) 685-4900
theressaparra.com
Costello & Associates
265 Union St, Lodi, NJ 07644
(973) 777-8333
costelloandassociatesnj.hibuwebsites.com
Farmers Insurance - Ilda Cartaxo
244 Harrison Ave, Lodi, NJ 07644
(973) 546-7400
agents.farmers.com
SK & ASSOCIATES LLC
325 Passaic Ave, Lodi, NJ 07644
(973) 471-0900
skalinsurance.com
What Does a Auto Insurance Agent in Lodi Cost?
The cost of auto insurance in New Jersey varies widely based on factors like age, driving history, vehicle, and coverage level. On average, drivers in New Jersey pay around 1,300 to 1,600 dollars per year for full coverage. Minimum liability policies may cost 500 to 800 dollars annually. Actual premiums depend on your personal risk profile and the insurer. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to carry liability insurance with at least 15 thousand dollars per person and 30 thousand dollars per accident for bodily injury. You also need 5 thousand dollars for property damage and uninsured motorist coverage. A Lodi agent can explain these limits and help you choose a policy that meets the law.
How do I find a reliable auto insurance agent in Lodi?
You can search online for local independent agents or visit offices in Lodi. Ask friends and neighbors for recommendations. Check that the agent is licensed by the New Jersey Department of Banking and Insurance to sell auto policies in the state.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving record, vehicle type, and coverage needs to find discounts you may qualify for. Common discounts include safe driver, multi-policy, and good student discounts. An agent can also compare rates from different insurers to find a competitive price.