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Find Auto Insurance Agents Near You in Budd Lake, NJ

Directory of auto insurance agents in Budd Lake, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Budd Lake, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 auto insurance agents in Budd Lake, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom Maisano - State Farm Insurance Agent
238 US-46 W, Budd Lake, NJ 07828
(973) 691-1212 tommaisano.com
John Johnson Insurance Services, LLC
481 US-46, Budd Lake, NJ 07828
(908) 747-4282 jjinsurancenj.com

Auto insurance agents in Budd Lake New Jersey help drivers find coverage that meets state requirements. New Jersey law mandates all drivers carry liability insurance with minimum limits of 15000 dollars per person and 30000 dollars per accident for bodily injury. A local agent can explain options like basic or standard policies and help you compare quotes from multiple carriers.

What Does a Auto Insurance Agent in Budd Lake Cost?

The cost of auto insurance in New Jersey varies widely. On average drivers in Morris County pay between 1200 and 2000 dollars per year for full coverage. Factors like age, driving history, credit score, and vehicle type affect your premium. An agent in Budd Lake can provide personalized quotes from multiple insurers. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in New Jersey?
New Jersey requires all drivers to have liability insurance with at least 15000 dollars per person and 30000 dollars per accident for bodily injury, plus 5000 dollars for property damage. Personal Injury Protection PIP is also mandatory. An agent in Budd Lake can explain these limits in detail.
How do I find a reliable auto insurance agent in Budd Lake?
You can search online directories or ask for referrals from neighbors and local businesses. Look for agents licensed in New Jersey who have experience with the specific coverage needs of Morris County drivers. Many agents offer free consultations to review your policy.
Can an auto insurance agent help me save money on my policy?
Yes an agent can review your driving record, vehicle type, and coverage needs to find discounts you may qualify for. Common discounts include multi-policy, safe driver, and low mileage discounts. An agent can also help you adjust deductibles or coverage levels to fit your budget.