The top-rated auto insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 254 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Lisa Willman - State Farm Insurance Agent, Farmers Insurance - Mark Porter. This directory lists 20 auto insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Lisa Willman - State Farm Insurance Agent | 3308 W Capital Ave | (308) 384-1190 |
| 4 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 5 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 6 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 7 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 8 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 9 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 10 | AAA Grand Island | 3359 W Capital Ave | (308) 384-1672 |
Melissa Reed - State Farm Insurance Agent serves Grand Island, Nebraska, specializing in auto insurance policies for area drivers. The agency helps local residents understand coverage options that meet Nebraska’s legal requirements and personal needs. Clients can discuss liability limits, comprehensive coverage, and deductibles tailored to their vehicles and driving habits. Beyond standard auto protection, the office also handles roadside assistance and rental car reimbursement for Grand Island policyholders.
Magiera & Associates, LLC American Family Insurance offers auto insurance policies designed to meet local driving needs. Its services include liability, collision, and comprehensive coverage, along with roadside assistance and rental car reimbursement options. Maintenance plans typically involve regular policy reviews and convenient claims filing for area motorists. Located in Grand Island, NE, the agency handles coverage for personal vehicles and commercial auto risks. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, local renters, and small business owners in Grand Island, Nebraska, this agency provides auto insurance coverage tailored to individual driving needs and budgets. Customers receive guidance on selecting appropriate liability limits, collision protection, and optional roadside assistance packages. The office also assists with bundling auto policies alongside renters or home insurance for added convenience and potential savings. Service extends to nearby communities across Hall County, including fast and efficient claims support for drivers throughout the greater Grand Island metro area.
Farmers Insurance - Mark Porter serves the Grand Island, Nebraska area and surrounding communities. It handles auto insurance coverage for local drivers. This agency works with clients to understand their specific needs and driving habits. It also helps them navigate policy options and coverage levels that fit their individual situations. Mark Porter focuses on clear communication and personalized service to address each customer's request effectively. A typical job is handled by reviewing the client's current coverage and suggesting adjustments based on their budget and lifestyle.
Serving the Grand Island area, Edgewater Insurance + Real Estate specializes in helping drivers select appropriate auto coverage, including liability, collision, and comprehensive options. The agency also works regularly with clients to review existing policies and identify any potential gaps in protection. Understanding Nebraska’s unpredictable weather, it frequently advises drivers on how ice, hail, and heavy snow might affect their claims or coverage needs during winter months.
Swartzbaugh Insurance Service provides auto insurance coverage for drivers in and around Grand Island, Nebraska. Policy options often include liability, collision, and comprehensive protection, with the ability to add roadside assistance and rental car reimbursement for extra security. The agency also serves local commercial clients needing vehicle coverage for business fleets, delivery vehicles, or contractor trucks. In addition to personal and commercial auto policies, the office can assist with insurance needs for nearby offices, warehouses, and food service operations requiring proper liability limits.
Some auto insurance agents offer one-time policy purchases, while others provide ongoing service as needs change over time. Shelter Insurance - Paul Hoos offers coverage in Grand Island, NE, helping clients select policies that protect vehicles and meet local requirements. As an agent, the office can discuss both standard and additional options suited to individual circumstances. Service runs on an as-needed basis, with availability for policy reviews, claims questions, and adjustments whenever a client requires assistance.
With winter approaching in Grand Island, drivers often review their coverage for increased risks on icy roads and longer commutes. Ty Benton - State Farm Insurance Agent provides clear policy explanations and tailored options for area motorists seeking proper liability or comprehensive protection. The agency understands local driving patterns and typical vehicle usage across Hall County, helping customers adjust deductibles or add roadside assistance as needed. An initial consultation involves checking current coverage limits, reviewing recent driving history, and evaluating the driver’s specific needs before suggesting any changes or confirming a plan.
AAA Grand Island serves Grand Island car owners seeking residential auto insurance policies, offering tailored coverage options for personal vehicles. Commercial auto coverage is also available for local businesses requiring fleet or single-vehicle protection. This agency provides its services to drivers throughout Grand Island, NE, and surrounding communities in Hall County. Clients can expect assistance with policy adjustments, claims guidance, or coverage reviews when visiting the office. Follow-up conversations are coordinated to ensure adequate protection between regular renewal appointments, making ongoing service readily accessible for returning customers.
What Does an a Auto Insurance Agent in Grand Island Cost?
The average cost of auto insurance in Nebraska is around 1600 dollars per year for full coverage, but rates in Grand Island can vary. Minimum liability coverage may cost between 400 and 800 dollars annually. Your actual rate depends on your personal factors such as age, driving history, and vehicle. This is general information, not insurance advice.
About auto insurance agents in Grand Island
Auto insurance agents in Grand Island Nebraska help drivers find coverage that meets state requirements. Nebraska law mandates liability insurance with minimum limits of 25/50/25 for bodily injury and property damage. Local agents can explain these requirements and help you choose a policy that fits your needs.
Frequently Asked Questions
What are the minimum auto insurance requirements in Nebraska?
Nebraska requires liability coverage of at least 25/50/25. This means 25000 dollars per person for bodily injury, 50000 dollars per accident for bodily injury, and 25000 dollars for property damage. Uninsured motorist coverage is also required.
How do I find an auto insurance agent in Grand Island?
You can search online for independent agents or contact major insurance companies that have local offices in Grand Island. Many agents serve the Hall County area and can meet with you in person to discuss your coverage needs.
What factors affect auto insurance rates in Nebraska?
Rates are based on your driving record, age, vehicle type, and location. In Grand Island, factors like local traffic patterns and claim history in Hall County can influence your premium. Shopping around with different agents can help you find competitive rates.