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Directory of auto insurance agents in Otsego, Minnesota. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Otsego, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 7 auto insurance agents in Otsego, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Shawna Kolles - State Farm Insurance Agent
9125 Quaday Ave NE # 101, Otsego, MN 55330
(763) 332-3052
kollesinsureme.com
Solid Ground Insurance
17649 51st St NE, Otsego, MN 55374
(763) 464-8240
solidgroundinsurance.com
EnviZion Insurance
14271 77th St NE, Otsego, MN 55330
(612) 354-6496
ezinsuranceplan.com
Kroger Insurance Agency
17625 52nd St NE, Otsego, MN 55374
(763) 245-9484
krogeragency.com
State Insurance
11620 77th St NE, Otsego, MN 55301
(763) 691-9515
Todd Shatusky American Family Insurance
9201 Quaday Ave NE # 201, Otsego, MN 55330
(763) 241-9229
amfam.com
Farmers Insurance - Laura Haller
9040 Quaday Ave NE Ste 204, Otsego, MN 55330
(763) 298-8600
agents.farmers.com
Auto insurance agents in Otsego Minnesota help drivers find coverage that meets state requirements. Minnesota law mandates liability insurance with minimum limits of 30/60/10. Local agents can explain options like uninsured motorist coverage and no-fault benefits.
What Does a Auto Insurance Agent in Otsego Cost?
Auto insurance costs in Minnesota average about 1,300 to 1,800 dollars per year for full coverage, though rates vary by age, driving record, and vehicle type. In Otsego, factors like commute distance and local accident rates can affect premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Minnesota?
Minnesota requires liability coverage of at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 10,000 dollars for property damage. Drivers must also carry personal injury protection and uninsured motorist coverage.
How do I find a reliable auto insurance agent in Otsego?
Look for agents licensed in Minnesota with a local office in or near Otsego. Check their ratings with the Minnesota Department of Commerce and read customer reviews to ensure they handle claims and policy questions promptly.
Can an auto insurance agent help me save money on my policy?
Yes, agents can compare quotes from multiple insurers to find competitive rates. They may also identify discounts like safe driver, multi-policy, or low mileage discounts that apply to your situation.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.