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Find Auto Insurance Agents in Osseo, MN

Directory of auto insurance agents in Osseo, Minnesota. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
Osseo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 auto insurance agents in Osseo, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Becky Meierhofer - State Farm Insurance Agent
530 Central Ave, Osseo, MN 55369
(763) 424-3959 beckymeierhofer.net
Girtz Insurance & Financial Services
309 Central Ave, Osseo, MN 55369
(763) 493-4555 girtzfs.com
Tom Sullivan - State Farm Insurance Agent
530 Central Ave, Osseo, MN 55369
(763) 566-3600 tomsullivanagency.com
Malone Insurance Agency
624 Central Ave, Osseo, MN 55369
(612) 242-5142 maloneinsurancemn.com
Ray Smith Insurance
6900 Wedgwood Rd N #302, Osseo, MN 55311
(763) 259-0101 raysmithins.com
City Country Agency
317 Central Ave, Osseo, MN 55369
(763) 425-4151 citycountryinsurance.com
Chris Knudtson American Family Insurance
251 5th Ave SE, Osseo, MN 55369
(763) 428-3590 amfam.com
Oakwood Insurance
129 Central Ave # A, Osseo, MN 55369
(763) 424-7464

Auto insurance agents in Osseo, Minnesota help drivers find coverage that meets state requirements. Minnesota law mandates liability insurance of at least $30,000 per person and $60,000 per accident for bodily injury, plus $10,000 for property damage. Local agents can also explain optional coverages like uninsured motorist protection and personal injury protection.

What Does a Auto Insurance Agent in Osseo Cost?

The average cost of auto insurance in Minnesota is around $1,500 to $2,000 per year for full coverage, but rates vary widely. Factors include your driving record, vehicle type, age, and location. Osseo residents may see slightly different rates due to local accident statistics and population density. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of $30,000 per person and $60,000 per accident for bodily injury, plus $10,000 for property damage. Drivers must also carry personal injury protection (PIP) and uninsured motorist coverage.
How do I find a licensed auto insurance agent in Osseo?
You can search the Minnesota Department of Commerce license lookup tool to verify an agent is licensed. Many local agencies serve Osseo and can provide quotes for multiple carriers.
Can my credit score affect my auto insurance rate in Minnesota?
Yes, Minnesota insurers may use credit-based insurance scores to set rates. However, they cannot deny coverage based solely on credit history. Ask your agent how your credit may impact your premium.