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Compare Auto Insurance Agents in Hugo, MN

Directory of auto insurance agents in Hugo, Minnesota. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Hugo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 3 auto insurance agents in Hugo, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ty Schrupp - State Farm Insurance Agent
14643 Mercantile Dr N Suite 108, Hugo, MN 55038
(651) 493-1516 tyschrupp.com
All City Insurance Agency
7031 20th Ave S, Hugo, MN 55038
(651) 484-1213 allcityagency.com
National Insurance
5365 129th St N, Hugo, MN 55038
(651) 426-1600

An auto insurance agent in Hugo, Minnesota can help you find a policy that meets state requirements. Minnesota law mandates liability coverage of at least $30,000 per person and $60,000 per accident for bodily injury. Local agents understand the specific needs of drivers in Washington County and can explain options like uninsured motorist coverage and personal injury protection.

What Does a Auto Insurance Agent in Hugo Cost?

The average cost of auto insurance in Minnesota is around $1,200 to $1,600 per year for full coverage. Rates in Hugo may vary based on your age, driving history, and vehicle type. An agent can provide a quote specific to your case. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Minnesota?
Minnesota requires liability coverage of $30,000 per person and $60,000 per accident for bodily injury. You also need $10,000 for property damage, plus personal injury protection (PIP) and uninsured motorist coverage.
How can an auto insurance agent in Hugo help me save money?
An agent can review your driving record, vehicle type, and coverage needs to find discounts. They may suggest bundling policies or raising deductibles to lower your premium.
Do I need uninsured motorist coverage in Minnesota?
Yes, Minnesota law requires uninsured motorist coverage. This protects you if you are hit by a driver without insurance. An agent can help you choose the right limit for your situation.