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Find Auto Insurance Agents Near You in Madison Heights, MI

Browse auto insurance agents serving Madison Heights, Michigan. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Madison Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 9 auto insurance agents in Madison Heights, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David Arce - State Farm Insurance Agent
909 E 12 Mile Rd, Madison Heights, MI 48071
(248) 399-1155 davearce.com
Gary Serdoz - State Farm Insurance Agent
30260 John R Rd, Madison Heights, MI 48071
(248) 583-3303 garyfserdoz.com
Bryan Bromley - State Farm Insurance Agent
551 E 11 Mile Rd Ste 1C, Madison Heights, MI 48071
(586) 446-4600 bryanbromley.com
Doug Ware Insurance Inc
30795 John R Rd, Madison Heights, MI 48071
(248) 265-3444 dougwareinsurance.com
L.A. Insurance
28707 Dequindre Rd, Madison Heights, MI 48071
(248) 398-2233 lainsurance.com
Zak Rusak: Allstate Insurance
131 W 13 Mile Rd, Madison Heights, MI 48071
(248) 588-9200 agents.allstate.com
Jensen Insurance Agency
29081 Dequindre Rd F, Madison Heights, MI 48071
(248) 546-9400 jensenagency.com
Matthew Buschman Agency
724 W 11 Mile Rd, Madison Heights, MI 48071
(248) 617-0026 agents.farmers.com
Ralph Macks - State Farm Insurance Agent
819 E 12 Mile Rd, Madison Heights, MI 48071
(248) 542-1414 statefarm.com

Auto insurance agents in Madison Heights, Michigan help drivers navigate the state's unique no-fault insurance system. These agents can explain Michigan's mandatory personal injury protection (PIP) coverage and help you choose the right liability limits. Working with a local agent ensures you understand how Michigan laws affect your policy and claims.

What Does a Auto Insurance Agent in Madison Heights Cost?

Auto insurance costs in Madison Heights vary widely based on your driving history, vehicle, and coverage choices. Michigan drivers typically pay among the highest premiums in the nation, with average annual costs ranging from $1,800 to $3,500 for full coverage. Factors like your credit score, age, and location within the city also affect your rate. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is Michigan no-fault insurance and how does it affect my Madison Heights policy?
Michigan is a no-fault state, meaning your own insurance pays for your medical expenses after a crash regardless of fault. Your auto insurance agent can help you select the PIP medical coverage level that fits your health insurance situation. This system also limits your ability to sue other drivers except in serious injury cases.
Do I need unlimited PIP coverage in Madison Heights Michigan?
Michigan law no longer requires unlimited PIP coverage. You can now choose from several PIP medical options ranging from $50,000 to unlimited coverage. Your agent can explain how your health insurance and other factors affect which PIP level is right for you.