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Find Auto Insurance Agents Near You in Ludlow, MA

Browse auto insurance agents serving Ludlow, Massachusetts. Updated 2026-07-14.

The top-rated auto insurance agent in Ludlow, Massachusetts is The Gomes Agency, rated 4.7 stars across 51 reviews. Other highly rated options include Regina Jasak Independent Insurance, HUB International, Ideal Insurance Agency, Inc.. This directory lists 10 auto insurance agents serving Ludlow.

Showing 10 auto insurance agents in Ludlow, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Gomes Agency364 East St(413) 610-1223
2Regina Jasak Independent Insurance193 Holyoke St(413) 315-5775
3HUB International564 Center St(413) 583-6424
4Ideal Insurance Agency, Inc.187 East St(413) 589-0901
5Duke Insurance Brokerage, Inc.200 Center St STE 15(413) 583-2611
6The Dowd Insurance Agencies563 Center St #2499(413) 538-7444
7James F. Shea & Sons, LLC200 Center St STE 6(413) 547-8135
8Cunningham Insurance Agency Inc.398 East St(413) 589-1616
9Ideal Insurance a member of Dowd Agencies, LLC563 Center St(413) 589-0901
10Your Choice Insurance Agency190 East St(413) 589-0192
GA
364 East St
The Gomes Agency
Auto Insurance Agent · Ludlow, MA

The Gomes Agency serves Hampden County and the Ludlow, Massachusetts area with auto insurance agent services. The company assists local drivers in comparing coverage options and securing policies that meet state requirements. Clients receive guidance on liability limits, comprehensive protection, and uninsured motorist coverage tailored to regional driving conditions. The agency also helps policyholders adjust deductibles as their needs change. Among the specific services it handles are filing SR-22 forms for high-risk drivers and processing policy renewals for long-term clients.

RJ
193 Holyoke St
Regina Jasak Independent Insurance
Auto Insurance Agent · Ludlow, MA

Regina Jasak Independent Insurance provides a range of auto insurance coverage options for drivers in Ludlow, Massachusetts. The agency works with clients to select appropriate policies and manage renewals or claims assistance as needed. Seeking competitive quotes and coverage reviews is a typical part of its service approach. The company also serves the insurance needs of other property types, including single-family homes, apartments, retail establishments, and restaurants.

HI
564 Center St
HUB International
Auto Insurance Agent · Ludlow, MA

HUB International in Ludlow, Massachusetts works with drivers to secure personal auto insurance policies and can also arrange for additional specialty coverages such as roadside assistance or rental car reimbursement. The agency helps clients select appropriate liability limits and comprehensive protection. This office serves the insurance needs of various commercial sectors, including local offices, warehouses, and food service businesses.

II
187 East St
Ideal Insurance Agency, Inc.
Auto Insurance Agent · Ludlow, MA

Homeowners, renters, and vehicle owners in the Ludlow area rely on Ideal Insurance Agency, Inc. for their auto insurance agent needs. The team helps clients find appropriate coverage for personal vehicles and commercial auto policies. They explain deductibles and liability limits during consultations. Serving residents throughout Ludlow, the agency also works with drivers in the nearby communities of Wilbraham and Palmer.

DI
200 Center St STE 15
Duke Insurance Brokerage, Inc.
Auto Insurance Agent · Ludlow, MA

When meeting a customer for the first time, Duke Insurance Brokerage, Inc. provides a personalized quote for auto coverage, while policy renewals involve an annual review to adjust terms and premiums. The agency offers liability, collision, and comprehensive policies to protect drivers on Ludlow roads. Each plan aligns with state requirements and individual driving needs. After the initial consultation, all subsequent service—including policy changes, claims assistance, and billing questions—runs on an as-needed basis for existing clients.

DI
563 Center St #2499
The Dowd Insurance Agencies
Auto Insurance Agent · Ludlow, MA

The Dowd Insurance Agencies serves Ludlow, Massachusetts, and its surrounding communities. This local auto insurance agent works with drivers to handle personal vehicle coverage needs for liability, collision, and comprehensive protection. It also manages policies for other common situations involving automobiles. To handle a typical job, the firm explains coverage options clearly and helps clients compare policy features to meet their specific budgets and driving requirements.

JF
200 Center St STE 6
James F. Shea & Sons, LLC
Auto Insurance Agent · Ludlow, MA

James F. Shea & Sons, LLC offers specialized auto insurance agent services to Ludlow residents, including customized policy comparisons and tailored coverage consultations. It also provides guidance on standard liability and comprehensive insurance options to meet routine driving needs. The agency helps drivers navigate coverage adjustments related to winter weather conditions, addressing potential hazards such as ice-related accidents and collision risks that are common throughout the Massachusetts region.

CI
398 East St
Cunningham Insurance Agency Inc.
Auto Insurance Agent · Ludlow, MA

As Massachusetts winter weather approaches, the need for proper auto insurance coverage becomes critical. Cunningham Insurance Agency Inc., located in Ludlow, reviews existing policies to ensure adequate protection against ice, snow, and road salt damage. The agency serves local drivers by explaining required liability levels and optional comprehensive benefits during an initial consultation. Every policy review begins with a thorough assessment of the client’s vehicle and driving history.

II
563 Center St
Ideal Insurance a member of Dowd Agencies, LLC
Auto Insurance Agent · Ludlow, MA

Ideal Insurance, a member of Dowd Agencies, LLC, provides auto insurance services to customers in Ludlow, Massachusetts. Its work primarily protects drivers against liability and vehicle damage, and it can further add coverage for rental reimbursement and roadside assistance as specialized options. Such protection can extend to commercial auto policies that serve local businesses. For commercial clients, Ideal Insurance can help cover vehicles used to serve offices, warehouses, and food service operations.

YC
190 East St
Your Choice Insurance Agency
Auto Insurance Agent · Ludlow, MA

Your Choice Insurance Agency serves the residential auto insurance needs of drivers in the Ludlow, Massachusetts area, and also provides commercial auto coverage for local businesses. The agency works with clients to find policies that fit their vehicles and driving habits. Their coverage extends throughout the region, helping motorists meet state requirements. Customers can return for policy reviews, updates on discounts, or to adjust their coverage between regular visits, ensuring any changes are handled smoothly.

What Does an a Auto Insurance Agent in Ludlow Cost?

Auto insurance costs in Massachusetts vary widely based on factors like age, driving record, vehicle type, and location. In Ludlow, average annual premiums typically range from $1,200 to $2,200 for standard coverage. Drivers with clean records and good credit may pay less, while high-risk drivers could pay more. This is general information and not insurance advice.

About auto insurance agents in Ludlow

Auto insurance agents in Ludlow, Massachusetts help drivers find coverage that meets state legal requirements. Massachusetts law requires all drivers to carry minimum liability coverage of 20/40/5. Local agents can explain these requirements and help you choose the right policy for your needs.

Frequently Asked Questions

What are the minimum auto insurance requirements in Massachusetts?

Massachusetts law requires minimum liability coverage of $20,000 per person and $40,000 per accident for bodily injury, and $5,000 for property damage. You must also have Personal Injury Protection (PIP) and uninsured motorist coverage.

How can an auto insurance agent in Ludlow help me?

A local agent can review your driving history, vehicle type, and coverage needs to find suitable policies from multiple insurance companies. They can also explain Massachusetts-specific rules like the state's no-fault insurance system and how it affects claims.

Does my credit score affect my auto insurance rates in Massachusetts?

Yes, insurance companies in Massachusetts can use your credit-based insurance score to determine rates. However, some insurers offer alternatives if you have limited credit history. An agent can help you find companies that fit your situation.

Auto Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.