The top-rated auto insurance agent in Lawrence, Massachusetts is A-Affordable Insurance Agency, Inc., rated 4.6 stars across 280 reviews. Other highly rated options include Silverio Insurance Agency, Mill City Insurance, Ruby Insurance Agency. This directory lists 13 auto insurance agents serving Lawrence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A-Affordable Insurance Agency, Inc. | 69 Winthrop Ave Unit B | (978) 686-3455 |
| 2 | Silverio Insurance Agency | 10 S Broadway | (978) 685-0209 |
| 3 | Mill City Insurance | 290 Merrimack St #115 | (978) 686-3400 |
| 4 | Ruby Insurance Agency | 46 Stafford St Ste. 2962 | (978) 655-3208 |
| 5 | Walter Insurance | 86 Broadway | (978) 683-3645 |
| 6 | Elite Insurance Agency | 505 Broadway | (351) 207-1321 |
| 7 | Broadway Plaza Insurance Agency | 310 Broadway | (978) 685-3771 |
| 8 | Essex Insurance Agency | 599 Canal St 1w suite 1 | (978) 377-9666 |
| 9 | PEREZ Insurance and Financial Services, LLC | 17 McKinley Ave | (978) 258-5021 |
| 10 | Greater Lawrence Insurance | 510 Essex St | (978) 683-4177 |
A-Affordable Insurance Agency, Inc. serves the Lawrence, Massachusetts area as an auto insurance agent known for helping drivers secure required coverage. The agency assists clients in finding policies that fit their needs, ranging from basic liability plans to comprehensive and collision coverage for added protection. It works with multiple insurers to provide options for different budgets and vehicles. Policyholders can also add roadside assistance for towing and flat tires as a specialty service.
Silverio Insurance Agency serves the Lawrence, MA metro area and surrounding Essex County as a local auto insurance agent. The company provides standard car insurance policies that help drivers meet Massachusetts state requirements. It also assists with optional coverage options such as collision and comprehensive protection for vehicles. Clients can rely on the agency for guidance in selecting appropriate liability limits and deductibles for their personal driving needs. Silverio Insurance Agency handles policy renewals and coverage adjustments for existing automobile customers.
Serving Lynn, MA, and the surrounding North Shore communities, Mill City Insurance handles personal auto insurance needs for local drivers. The agency helps clients navigate coverage options for standard vehicles, including liability and collision protection. By assessing each driver’s commuting patterns and vehicle usage, it works to find a balanced policy that meets state requirements. Its general approach for a typical job begins with a thorough review of the client’s driving history and daily routes to recommend suitable coverage limits and deductibles.
Ruby Insurance Agency in Lawrence, MA provides a full range of auto insurance services, including liability coverage, collision protection, and comprehensive plans tailored to individual driving needs. It offers regular policy reviews to help clients adjust their coverage as their circumstances change. The agency also assists with claims filing and guidance through the repair process. Its services extend to covering personal vehicles used for commuting or errands, as well as cars owned by local small businesses, including those operated near single-family homes, retail storefronts, and nearby restaurants.
Homeowners, renters, and drivers in Lawrence, Massachusetts turn to Walter Insurance for personal auto insurance coverage. The agency helps clients select liability, collision, and comprehensive policies tailored to individual driving needs and budgets. Walter Insurance also assists with filing claims and adjusting coverage as circumstances change. Beyond Lawrence, the agency serves drivers throughout the Merrimack Valley, including the nearby communities of Methuen and Andover.
Some clients seek a single policy to meet a specific driving need, while others require ongoing adjustments as their vehicles or life circumstances evolve. Elite Insurance Agency in Lawrence, MA, addresses both approaches by offering automobile liability, collision, and comprehensive protection tailored to local driving conditions and state requirements. An agent explains how different coverage levels affect deductibles and premiums, helping drivers choose appropriate limits for their budget and risk tolerance. Consultations for new quotes or policy updates are available as needed.
Broadway Plaza Insurance Agency serves Lawrence, Massachusetts, and the surrounding Merrimack Valley communities. The agency handles auto insurance policies for local drivers, helping them select coverage that meets state requirements and their personal needs. It works with multiple carriers to compare protection options and policy costs. The typical job begins with a review of the client’s driving history and vehicle details, then evaluates different plans and deductibles before recommending a suitable policy and finalizing the paperwork.
Essex Insurance Agency specializes in helping clients secure reliable policies for their vehicles, matching coverage to individual driving needs and budget constraints. It handles the full process of comparing options, explaining terms, and processing paperwork for auto insurance renewals and new purchases in its area of operation. When winter storms bring icy roads or a minor fender bender disrupts a daily commute, the agency provides guidance on claims procedures and coverage details to help drivers restore mobility quickly.
PEREZ Insurance and Financial Services, LLC helps clients manage their personal risk while offering tailored protections like comprehensive collision plans and liability coverage. Auto insurance agents in this area assist drivers in meeting legal requirements and securing financial safeguards against accidents. The company can serve a variety of commercial sectors, including offices, warehouses, and food service operations in the Lawrence, MA area.
As winter snow and ice approach in Lawrence, Massachusetts, having adequate auto insurance coverage is a critical concern for local drivers. Greater Lawrence Insurance serves as an auto insurance agent for residents navigating these seasonal risks. The company helps customers compare different policy options to meet state requirements and protect their vehicles. By reviewing individual driving histories and vehicle types, they identify suitable coverage levels. The process typically begins with an initial consultation to assess your specific needs and available policy choices.
What Does an a Auto Insurance Agent in Lawrence Cost?
Auto insurance costs in Lawrence, Massachusetts vary based on driving record, vehicle type, and coverage levels. The average annual premium in Massachusetts is around $1,300 to $1,800 for full coverage, but rates can be higher in urban areas like Lawrence. Minimum coverage plans may cost $500 to $900 per year. Rates also depend on your credit score and claims history. This is general information and not insurance advice.
About auto insurance agents in Lawrence
An auto insurance agent in Lawrence, Massachusetts can help you navigate state requirements and find suitable coverage. Massachusetts law requires all drivers to carry a minimum of $20,000 per person and $40,000 per accident for bodily injury liability, as well as $5,000 for property damage. A local agent understands the specific needs of Lawrence drivers and can explain options like uninsured motorist coverage and medical payments.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Massachusetts?
Massachusetts requires Bodily Injury to Others of $20,000 per person and $40,000 per accident, Personal Injury Protection of $8,000, and Property Damage of $5,000. Agents can help you understand these minimums and suggest additional coverage.
Can I get auto insurance in Lawrence with a suspended license?
Yes, some agents can help you find a policy even with a suspended license, but options are limited. You may need a non-owner policy or a high-risk insurance plan. An agent can explain the requirements set by the Massachusetts RMV.
How do I file a claim after an accident in Lawrence?
First, call your insurance agent or company to report the accident. In Massachusetts, you must file a Motor Vehicle Crash Operator Report (Form CI-1) with the RMV within 5 days if there is injury, death, or property damage over $1,000. Your agent can guide you through this process.
Auto Insurance Agents in Other Massachusetts Cities
Arlington · Belmont · Beverly · Boston · Braintree · Brockton · Burlington · Cambridge · Canton · Chicopee · Danvers · Dedham · East Longmeadow · Everett · Fall River