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Find Auto Insurance Agents Near You in Gardner, MA
Compare auto insurance agents in Gardner. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Gardner, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 auto insurance agents in Gardner, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HUB International
86 Parker St, Gardner, MA 01440
(978) 632-3400
hubinternational.com
ICNE, Insurance Center of New England
90 Parker St, Gardner, MA 01440
(800) 243-8134
icne.com
Guard Insurance Agency
160 Leo Dr, Gardner, MA 01440
(978) 252-2430
Universal Insurance Agency
33 Pearson Blvd, Gardner, MA 01440
(508) 752-9333
universalinsagency.com
An auto insurance agent in Gardner, Massachusetts can help you find a policy that meets state requirements. Massachusetts law requires all drivers to carry a minimum of $20,000 per person and $40,000 per accident for bodily injury liability. A local agent can also explain optional coverages like uninsured motorist protection and comprehensive coverage.
What Does a Auto Insurance Agent in Gardner Cost?
The average cost of auto insurance in Massachusetts is around $1,300 to $1,500 per year for a standard policy. However, rates in Gardner can vary based on your driving record, age, vehicle type, and coverage limits. An agent can help you find quotes that fit your specific situation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Massachusetts?
Massachusetts requires bodily injury liability of $20,000 per person and $40,000 per accident. You must also have property damage liability of $5,000 and personal injury protection of $8,000. Uninsured motorist coverage of $20,000 per person and $40,000 per accident is also mandatory.
How can an auto insurance agent in Gardner help me?
An agent can compare policies from different companies to find coverage that fits your needs and budget. They can explain Massachusetts-specific rules, such as the state's no-fault insurance system. An agent can also help you adjust your coverage after life changes like moving or buying a new car.
Do I need an agent to buy auto insurance in Gardner?
No, you can buy insurance directly from some companies online. However, an agent can provide personalized advice and help you understand complex Massachusetts insurance laws. They can also assist with claims and policy changes over time.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.