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Find Auto Insurance Agents in Amherst, MA

Looking for a auto insurance agent in Amherst? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 auto insurance agents in Amherst, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
25 N University Dr, Amherst, MA 01002
(855) 899-0305 encharter.com
Bresnahan Insurance Agency Inc
231 Triangle St, Amherst, MA 01002
(413) 549-1100 bresnahaninsurance.com
Five College Home Insurance Solutions
101 University Dr, Amherst, MA 01002
(413) 402-6658 home-insurance-amherst.com
Facilities Insurance Co
201 Natural Resources Rd, Amherst, MA 01003
(413) 992-5652
Amherst Insurance
20 Gatehouse Rd, Amherst, MA 01004
(413) 253-5555 amherstins.com
Amherst Life Insurance Inc.
183 University Dr, Amherst, MA 01002
(413) 307-0921

Auto insurance agents in Amherst, Massachusetts help drivers find coverage that meets state requirements. Massachusetts law mandates that all drivers carry bodily injury liability of at least $20,000 per person and $40,000 per accident, plus property damage liability of $5,000. Agents in Amherst can explain these minimums and help you choose additional coverage like collision or comprehensive.

What Does a Auto Insurance Agent in Amherst Cost?

The average cost of auto insurance in Massachusetts is around $1,300 per year, but rates in Amherst may vary based on your driving history, vehicle type, and coverage limits. A local agent can provide quotes ranging from $800 to $2,000 annually for standard policies. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Massachusetts?
Massachusetts requires bodily injury liability of $20,000 per person and $40,000 per accident, property damage liability of $5,000, and personal injury protection of $8,000. Uninsured motorist coverage is also required.
How do I find a local auto insurance agent in Amherst?
You can search online directories or visit local insurance offices in Amherst. Many agents represent multiple companies and can compare quotes for you.
Can an agent help me if I have a bad driving record in Massachusetts?
Yes, an agent can help you find insurers that specialize in high-risk drivers. Massachusetts has a state-run program called the Massachusetts Automobile Insurance Plan for drivers who cannot get coverage elsewhere.