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Auto Insurance Agents in Hampstead, MD

Directory of auto insurance agents in Hampstead, Maryland. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Hampstead, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 auto insurance agents in Hampstead, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sherye Sims - State Farm Insurance Agent
4500 Black Rock Rd Ste 202, Hampstead, MD 21074
(443) 291-6550 sheryesims.com
Dorothy Kemper - State Farm Insurance Agent
1372 N Main St, Hampstead, MD 21074
(410) 239-3031 dorothykemper.com
Associated Insurance Services: Allstate Insurance
1210 N Main St, Hampstead, MD 21074
(443) 639-8777 agents.allstate.com
Mark Holt - State Farm Insurance Agent
1421 N Main St, Hampstead, MD 21074
(410) 982-0640 markholtagency.com
Ravers Insurance Agency
1010 S Main St, Hampstead, MD 21074
(410) 374-9100

Auto insurance agents in Hampstead, Maryland help drivers find coverage that meets state legal requirements and personal needs. Maryland law mandates that all drivers carry liability insurance with minimum limits of 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 15,000 dollars for property damage. Local agents can also explain optional coverages like uninsured motorist protection and collision insurance.

What Does a Auto Insurance Agent in Hampstead Cost?

The average cost of auto insurance in Maryland is around 1,500 to 2,000 dollars per year for full coverage, though rates in Hampstead may be slightly lower due to its rural location. Minimum liability coverage typically costs between 500 and 800 dollars annually. Factors that affect your premium include your driving record, age, vehicle type, and credit history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Maryland?
Maryland requires liability coverage of at least 30,000 dollars per person for bodily injury, 60,000 dollars per accident, and 15,000 dollars for property damage. Drivers must also have uninsured motorist coverage of 30,000 dollars per person and 60,000 dollars per accident. Proof of insurance must be carried at all times.
How do I find a reliable auto insurance agent in Hampstead?
You can search for licensed agents through the Maryland Insurance Administration website or ask for referrals from local residents. Many agents in Hampstead serve Carroll County and can offer policies from multiple carriers. It is helpful to compare quotes from at least three different agents or companies.
Can my auto insurance rates change after a traffic violation in Maryland?
Yes, your rates can increase after a traffic violation such as speeding or reckless driving. Maryland allows insurance companies to raise premiums for at-risk drivers. The rate change depends on the severity of the violation and your driving history.