The top-rated auto insurance agent in Germantown, Maryland is Miguel Malca - State Farm Insurance Agent, rated 5.0 stars across 867 reviews. Other highly rated options include Klinger Insurance Group, Jay Jarvis - State Farm Insurance Agent, Antonio Tatis - State Farm Insurance Agent. This directory lists 16 auto insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Miguel Malca - State Farm Insurance Agent | 20410 Observation Dr #112 | (240) 654-0204 |
| 2 | Klinger Insurance Group | 19785 Crystal Rock Dr STE 301 | (301) 428-4935 |
| 3 | Jay Jarvis - State Farm Insurance Agent | 20030 Century Blvd Ste 202 | (301) 569-6454 |
| 4 | Antonio Tatis - State Farm Insurance Agent | 20501 Seneca Meadows Pkwy Ste105 | (301) 528-5800 |
| 5 | Congressional Insurance Associates | 20440 Century Blvd #110 | (240) 912-4150 |
| 6 | CF Alliance Insurance Services | 20300 Seneca Meadows Pkwy #205 | (301) 515-9015 |
| 7 | Sam Moinzadeh: Allstate Insurance | 19725 Executive Park Cir | (301) 916-9600 |
| 8 | Preferred Insurance Solutions | 20030 Century Blvd #201 | (301) 428-3344 |
| 9 | Schaefer & Delauder Insurance | 13208 Executive Park Terrace | (301) 428-0282 |
| 10 | Clough Insurance Team | 19745 Executive Park Cir | (301) 241-7181 |
Miguel Malca - State Farm Insurance Agent serves the Germantown, Maryland, area and surrounding Montgomery County. The agency provides auto insurance coverage for drivers in the region. It also offers policies for renters, homeowners, and life insurance needs. Its agents work with local residents to customize policies that match individual driving histories and vehicle types. The office handles policy reviews and claims assistance for auto insurance clients in the Germantown community.
Klinger Insurance Group provides a comprehensive range of auto insurance services for drivers in Germantown, MD. These services include policy creation and ongoing coverage maintenance, as well as routine plan reviews to help ensure protection remains aligned with each client’s changing needs. The company also assists with claims support and policy updates for vehicles used by single-family homeowners, apartment residents, and those who drive for retail or restaurant businesses.
Jay Jarvis - State Farm Insurance Agent serves homeowners, renters, and small business owners in the Germantown, Maryland area. The agency offers auto insurance policies, helping customers select appropriate liability, collision, and comprehensive coverage for their vehicles. Clients can also bundle auto insurance with other personal insurance products for added convenience. The agency provides guidance on deductibles and coverage limits to meet individual needs. Jay Jarvis - State Farm Insurance Agent also assists drivers in the Gaithersburg and Rockville metro areas.
Antonio Tatis - State Farm Insurance Agent serves the Germantown, Maryland area and surrounding communities. This agency handles auto insurance policies, helping drivers obtain appropriate coverage to meet their needs. Recognizing that each customer has different driving habits and vehicle requirements, the agent works to explain available policy options clearly. For a typical auto insurance job, the agent reviews the customer's specific driving circumstances and vehicle details to outline coverage choices that match their situation.
Congressional Insurance Associates in Germantown, MD distinguishes between securing a single policy for immediate needs and establishing a recurring relationship to adjust coverage as circumstances change. For auto insurance, this means recommending personal auto protection for daily driving alongside occasional options for rental or classic vehicles. They guide clients through liability, collision, and comprehensive choices to meet local requirements and personal asset protection goals. Service runs on a one-time or as-needed basis to update policies when life events occur.
CF Alliance Insurance Services specializes in matching clients with tailored auto insurance policies for personal vehicles, and it also provides comprehensive coverage solutions for everyday driving needs in Germantown, MD. The agency reviews each driver’s unique situation to offer appropriate protection options, including liability and collision plans. As winter weather increases the risk of road incidents, the company assists policyholders with navigating icy-road claims and snow-related accident coverage.
As the weather shifts and the Cherry Blossom season brings new drivers onto the roads of Germantown, auto insurance needs can change quickly. Sam Moinzadeh: Allstate Insurance provides personalized coverage options for local residents, helping them navigate the specific requirements for cars driven in Maryland’s varied traffic and weather conditions. They work to match clients with policies that offer adequate protection for their vehicles, whether for daily commuting or occasional travel. The process typically involves an initial consultation to review driving history and current needs.
As an auto insurance agent in Germantown, MD, Preferred Insurance Solutions helps drivers find coverage that meets their daily needs. The agency can support clients wanting to add roadside assistance, rental car reimbursement, or comprehensive protection to standard policies. It serves local commercial sectors like small offices, storage warehouses, and food service businesses that require vehicle insurance for their operations.
Schaefer & Delauder Insurance serves residents of Germantown, Maryland, with personal auto policies that address daily driving needs. The agency also offers commercial auto coverage for local businesses requiring vehicle protection. Their service area extends throughout Germantown and the surrounding Montgomery County region. Clients receive guidance on appropriate coverage limits during an initial consultation. After claims are filed or policies are reviewed, the agency maintains contact to address any subsequent questions or to adjust coverage ahead of the next scheduled renewal visit.
Clough Insurance Team in Germantown, MD, is known for providing personal auto insurance policies tailored to individual driving needs. The agency serves local drivers by matching them with coverage options that meet state liability requirements and optional protections. They help clients review policy limits and deductibles to ensure adequate financial safeguards. The team can often assist with bundling auto insurance alongside other personal lines policies, such as homeowners or renters coverage.
What Does an a Auto Insurance Agent in Germantown Cost?
Auto insurance costs in Maryland vary by factors like your driving record, age, vehicle type, and location. In Germantown, average annual premiums typically range from $1,200 to $2,000 for full coverage and $600 to $1,000 for minimum liability. A local agent can provide personalized quotes. This is general information and not insurance advice.
About auto insurance agents in Germantown
Auto insurance agents in Germantown, Maryland help drivers find coverage that meets state requirements. Maryland law mandates that all drivers carry liability insurance with minimum limits of $30,000 per person and $60,000 per accident for bodily injury. A local agent can explain these requirements and help you choose a policy that fits your needs.
Frequently Asked Questions
What are the minimum auto insurance requirements in Maryland?
Maryland requires liability coverage of $30,000 per person and $60,000 per accident for bodily injury. You also need $15,000 for property damage and $2,500 in personal injury protection. An agent in Germantown can help you meet these minimums.
How do I find a qualified auto insurance agent in Germantown?
You can search online directories or ask for referrals from friends and neighbors in Germantown. Look for agents licensed by the Maryland Insurance Administration. Many agents offer free consultations to discuss your coverage needs.
Can an auto insurance agent help me save money on my policy in Germantown?
Yes, an agent can compare quotes from multiple insurers to find competitive rates. They can also identify discounts such as safe driver, multi-policy, or low mileage discounts. An agent can help you balance cost with adequate coverage.
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