The top-rated auto insurance agent in Baton Rouge, Louisiana is Cliff Ourso, Jr. - State Farm Insurance Agent, rated 5.0 stars across 318 reviews. Other highly rated options include Gama Insurance Agencies, Direct Auto Insurance, Chabert Insurance of Baton Rouge. This directory lists 24 auto insurance agents serving Baton Rouge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cliff Ourso, Jr. - State Farm Insurance Agent | 2121 Drusilla Ln | — |
| 2 | Gama Insurance Agencies | 5185 S Sherwood Forest Blvd | (225) 963-6383 |
| 3 | Direct Auto Insurance | 4949 North Blvd Suite B | (225) 926-0123 |
| 4 | Chabert Insurance of Baton Rouge | 3888 S Sherwood Forest Blvd T | (225) 395-4000 |
| 5 | The Highland Insurance Group | 8235 YMCA Plaza Dr Suite 200 | (225) 408-1630 |
| 6 | Freeway Insurance | 5151 Plank Rd | (225) 244-9597 |
| 7 | Insurance Network of Louisiana | 4606 Bluebonnet Blvd | (225) 293-0450 |
| 8 | The Louisiana Insurance Center | 5432 Superior Dr A Suite A | (225) 233-6861 |
| 9 | Airline Insurance LLC | 11747 Wentling Ave | (225) 926-2999 |
| 10 | Banner Insurance Agency | 8312 Florida Blvd D | (225) 293-1103 |
Gama Insurance Agencies in Baton Rouge, Louisiana, provides a full range of auto insurance options, including liability, collision, and comprehensive coverage. Its service plans include regular policy reviews to ensure coverage adapts to changing driving needs and vehicle value. Maintenance plans may help clients manage policy adjustments after life events. The agency services a variety of property types, including single-family homes, apartments, retail, and restaurants.
Direct Auto Insurance serves the Baton Rouge, Louisiana metro area as an auto insurance agent. The company helps drivers find coverage that meets Louisiana’s legal requirements and offers policies designed to match different driving histories and budgets. Its agents work to explain policy options and assist clients in selecting appropriate liability limits and deductibles. Direct Auto Insurance handles standard auto insurance policies as well as SR-22 filings for drivers needing proof of financial responsibility in this area.
Homeowners, drivers, and small business owners in Baton Rouge can turn to Chabert Insurance of Baton Rouge for personalized auto insurance guidance. The agency helps clients compare coverage options and manage policies for their vehicles, ensuring compliance with Louisiana’s requirements. It serves both long-standing residents and newcomers seeking straightforward assistance with their insurance needs. This auto insurance agent also provides coverage for those living in the surrounding areas of East Baton Rouge Parish and communities near the Mississippi River.
Serving Baton Rouge and surrounding communities in Louisiana, The Highland Insurance Group handles auto insurance policies for local drivers. It works with clients to find coverage that matches their individual needs and budgets. Common risks like liability, collision, and comprehensive protection are addressed. For a typical job, the agency reviews a driver’s vehicle, driving history, and coverage requirements, then presents suitable policy options. It uses a straightforward approach to help customers secure the necessary protection for the road.
As Baton Rouge drivers prepare for the annual hurricane season, securing proper coverage becomes essential for peace of mind. Freeway Insurance offers in-depth consultations to help local residents choose auto policies that meet their specific needs and budget. The agency's agents explain complex policy terms, compare coverage options from multiple carriers, and answer questions about deductibles or roadside assistance. A comprehensive review of a driver’s current policy and vehicle details begins each new account, providing a clear initial assessment.
Insurance Network of Louisiana offers specialized auto insurance policies tailored for personal vehicles and commercial fleets operating in Baton Rouge. The agency works closely with clients to compare coverage options and deductibles, ensuring each policy meets individual driving needs and local roadway conditions. When hurricane season or flash floods threaten the region, it proactively reviews comprehensive and collision coverages to help policyholders prepare for potential storm-related claims and temporary vehicle relocation.
The Louisiana Insurance Center provides auto insurance policies and coverage options for drivers in Baton Rouge. Its service approach focuses on assessing individual driving needs and risk factors to recommend appropriate liability, collision, and comprehensive plans. Policyholders receive ongoing support for claims filing, payment processing, and coverage adjustments. The agency offers regular policy reviews to address changes in commuting habits or vehicle usage. It primarily services single-family homes, apartments, retail establishments, and restaurants throughout the Baton Rouge area.
Airline Insurance LLC serves homeowners, drivers, and local commuters in Baton Rouge, Louisiana, by offering auto insurance policies tailored to individual coverage needs. The agency assists clients in comparing liability, collision, and comprehensive options to protect their vehicles and comply with state requirements. It provides guidance through the selection process to find an appropriate plan. The company also covers drivers in the greater Baton Rouge metropolitan area, including the nearby communities of Zachary and Baker.
Banner Insurance Agency serves Baton Rouge, Louisiana, and the surrounding communities with auto insurance solutions. The company handles standard personal automobile policies as well as various coverage options for different driving needs. It works directly with clients throughout the Greater Baton Rouge area to help them understand their policy details and select appropriate liability, collision, and comprehensive protection. To complete a typical job, the agency conducts a thorough review of each driver’s situation and then presents tailored coverage recommendations based on that individual risk assessment.
What Does an a Auto Insurance Agent in Baton Rouge Cost?
Auto insurance costs in Louisiana are among the highest in the nation. The average annual premium in Baton Rouge is around 2200 to 2800 dollars for full coverage but rates vary based on your driving record age vehicle type and credit score. Minimum liability coverage may cost 600 to 1000 dollars per year. This is general information and not insurance advice.
About auto insurance agents in Baton Rouge
An auto insurance agent in Baton Rouge can help you navigate Louisiana car insurance requirements including liability coverage and uninsured motorist protection. Louisiana law mandates minimum liability limits of 15/30/25 meaning 15000 dollars per person for bodily injury 30000 dollars per accident and 25000 dollars for property damage. A local agent can explain how these minimums apply to your situation and help you find a policy that fits your needs.
Frequently Asked Questions
What does an auto insurance agent in Baton Rouge do?
An auto insurance agent helps you compare policies from different carriers and explains coverage options like collision comprehensive and medical payments. They can also assist with filing claims and updating your policy when you move or buy a new car.
Is it required to have auto insurance in Louisiana?
Yes Louisiana law requires all drivers to carry liability insurance. You must show proof of insurance when registering a vehicle or during a traffic stop. Failure to maintain coverage can result in fines license suspension and vehicle impoundment.
How do I find a reliable auto insurance agent in Baton Rouge?
You can search online directories ask for referrals from friends or contact the Louisiana Department of Insurance for a list of licensed agents in Baton Rouge. Check that the agent is licensed and has experience with Louisiana insurance laws.
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