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HomeAuto Insurance AgentsKentucky › Owensboro

Find Auto Insurance Agents Near You in Owensboro, KY

Browse auto insurance agents serving Owensboro, Kentucky. Updated 2026-07-14.

The top-rated auto insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 587 reviews. Other highly rated options include Candace Crossan - State Farm Insurance Agent, Branden Haines - State Farm Insurance Agent, The Hayden Agency: Allstate Insurance. This directory lists 20 auto insurance agents serving Owensboro.

Showing 20 auto insurance agents in Owensboro, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shane Satterfield - State Farm Insurance Agent2100 Frederica St(270) 685-4452
2Candace Crossan - State Farm Insurance Agent933 Tamarack Rd(270) 926-1114
3Branden Haines - State Farm Insurance Agent2917 New Hartford Rd(270) 683-0001
4The Hayden Agency: Allstate Insurance700 Carlton Dr(270) 926-7007
5T.H.E Insurance Group745 Carlton Dr(270) 240-1835
6Allstate Insurance Agent: Kent Banning3221 Frederica St STE D(270) 683-7343
7Elevate Insurance Agency Inc3118 Alvey Park Dr E Ste 4(270) 682-0001
8Owensboro Insurance Agency328 Legion Blvd W(270) 685-5360
9Elite Risk Advisors111 W 3rd St Ste 2(270) 225-4445
10EM Ford Insurance & Financial Planning600 Frederica St(270) 926-2806
SS
2100 Frederica St
Shane Satterfield - State Farm Insurance Agent
Auto Insurance Agent · Owensboro, KY

Shane Satterfield - State Farm Insurance Agent serves the Owensboro, Kentucky area and surrounding communities, specializing in auto insurance policies. This agency assists local drivers with coverage options tailored to meet state requirements and personal needs. Clients can work with the company on policy management, including reviewing deductibles and liability limits. Specific services routinely handled here include collision coverage for vehicle damage and comprehensive protection against non-collision incidents like theft or weather events.

CC
933 Tamarack Rd
Candace Crossan - State Farm Insurance Agent
Auto Insurance Agent · Owensboro, KY

Candace Crossan - State Farm Insurance Agent provides auto insurance policies and related coverage options for drivers in the Owensboro, KY area. The agency helps customers select appropriate liability, collision, and comprehensive plans, and can also assist with bundling policies for potential savings. Routine policy reviews and claims support are available to maintain coverage. The firm also serves properties including single-family homes, apartments, retail establishments, and restaurants.

BH
2917 New Hartford Rd
Branden Haines - State Farm Insurance Agent
Auto Insurance Agent · Owensboro, KY

Branden Haines - State Farm Insurance Agent serves homeowners, vehicle owners, and renters in the Owensboro, KY area by offering auto insurance policies tailored to individual coverage needs. The agency guides clients through selecting appropriate liability limits, comprehensive plans, and deductibles to fit their driving habits and budget. Personalized consultations help clarify policy details such as uninsured motorist protection and roadside assistance. This local auto insurance agent also provides coverage options for residents of surrounding communities including Philpot and the greater Daviess County region.

HA
700 Carlton Dr
The Hayden Agency: Allstate Insurance
Auto Insurance Agent · Owensboro, KY

Serving Owensboro and the surrounding communities in western Kentucky, The Hayden Agency: Allstate Insurance handles personal auto insurance needs for local drivers. As an agency licensed to write coverage in the area, it can assist with policies for standard vehicles, as well as for newer or modified cars. The agency addresses each client's driving habits and vehicle type when selecting appropriate liability and collision options. To complete a typical job, it reviews a driver's current policy alongside their daily commute distances and vehicle age to recommend suitable coverage limits.

TH
745 Carlton Dr
T.H.E Insurance Group
Auto Insurance Agent · Owensboro, KY

T.H.E Insurance Group in Owensboro, KY distinguishes between one-time policy purchases and recurring coverage plans for their auto insurance clients. They help drivers select necessary protection that meets local and state requirements, explaining how deductibles affect premiums. Their service operates on a scheduled basis, with annual or semi-annual policy reviews to adjust coverage as a client’s driving habits or vehicle values change.

AI
3221 Frederica St STE D
Allstate Insurance Agent: Kent Banning
Auto Insurance Agent · Owensboro, KY

Allstate Insurance Agent Kent Banning in Owensboro, KY provides auto insurance policies covering liability, collision, and comprehensive protection for local drivers. The agency also assists customers with bundling home and auto coverage for streamlined management. For those navigating the busy holiday travel season or facing winter road hazards from ice and snow, the agency helps ensure adequate coverage limits and roadside assistance options remain in place.

EI
3118 Alvey Park Dr E Ste 4
Elevate Insurance Agency Inc
Auto Insurance Agent · Owensboro, KY

Elevate Insurance Agency Inc serves Owensboro, Kentucky drivers by providing standard auto insurance policies. It also offers specialty coverage add-ons, such as roadside assistance and rental car reimbursement, to tailor a plan for individual needs. The firm assists both personal and commercial clients, helping secure liability protection for vehicles used by various local businesses. Its commercial insurance work covers offices that rely on a fleet, warehouses with delivery trucks, and food service operations with catering vans.

OI
328 Legion Blvd W
Owensboro Insurance Agency
Auto Insurance Agent · Owensboro, KY

As winter weather approaches in Owensboro, KY, drivers often reassess their coverage needs for ice and snow conditions. Owensboro Insurance Agency provides auto insurance agent services tailored to local risks, including comprehensive policies that protect against weather-related damages. Their focus remains on discussing coverage limits and deductibles that match personal driving habits and budgets. The agency begins each new client relationship by scheduling a thorough review of the driver’s current policy and vehicle inspection requirements.

ER
111 W 3rd St Ste 2
Elite Risk Advisors
Auto Insurance Agent · Owensboro, KY

Elite Risk Advisors provides residential auto insurance services in Owensboro, KY, helping drivers find appropriate coverage for personal vehicles. The agency also offers commercial auto insurance solutions for local business owners who need protection for their work fleets or company cars. Serving the Owensboro area and surrounding communities, the agent works with clients to evaluate their specific driving needs. After each policy is set, the agency maintains regular contact to address any coverage questions or life changes that arise between scheduled renewal visits.

EF
600 Frederica St
EM Ford Insurance & Financial Planning
Auto Insurance Agent · Owensboro, KY
KF
2645 Frederica St
Kentucky Farm Bureau Insurance
Auto Insurance Agent · Owensboro, KY
(270) 926-9600
kyfb.com/daviess/central
WI
2410 W Parrish Ave
WD Insurance
Auto Insurance Agent · Owensboro, KY
(270) 240-2268
wdinsuranceobky.com
BI
801 Old Hartford Rd
Bennett Insurance Agency
Auto Insurance Agent · Owensboro, KY
(270) 228-2323
NI
922 Triplett St Ste 1
Nationwide Insurance: Aubrey M Beatty
Auto Insurance Agent · Owensboro, KY
(270) 684-1006
agency.nationwide.com/ky/owensboro/42303/aubrey-m-beatty
AO
1600 Frederica St
AAA Owensboro Insurance and Member Services
Auto Insurance Agent · Owensboro, KY
(270) 683-8034
ace.aaa.com/locations/Owensboro-42301-21556
RC
800 Frederica St
River City Insurance Agency
Auto Insurance Agent · Owensboro, KY
(270) 216-8975
rivercityinsuranceagencyky.hibuwebsites.com
NI
2120 Frederica St
Neely Insurance Agency LLC
Auto Insurance Agent · Owensboro, KY
(270) 213-6394
LI
200 E 3rd St Suite 101
Lawton Insurance of Owensboro
Auto Insurance Agent · Owensboro, KY
(270) 685-5124
hfins.com
MI
2803 Veach Rd
Maddox Insurance Group
Auto Insurance Agent · Owensboro, KY
(270) 485-2159
jordanmaddoxinsurance.com
OV
5010 Back Square Dr
Ohio Valley Insurance, LLC
Auto Insurance Agent · Owensboro, KY
(270) 683-3336
ohiovalleyins.com

What Does an a Auto Insurance Agent in Owensboro Cost?

The average cost of auto insurance in Kentucky is around 1500 dollars per year for full coverage but rates vary by driver. Factors like age driving record credit score and vehicle type affect your premium. For a standard policy in Owensboro you might pay between 800 and 2000 dollars annually. This is general information not insurance advice.

About auto insurance agents in Owensboro

Auto insurance agents in Owensboro Kentucky help drivers find coverage that meets state requirements and personal needs. Kentucky law requires all drivers to carry liability insurance with minimum limits of 25 thousand dollars per person for bodily injury and 10 thousand dollars for property damage. An agent can explain Kentucky specific rules like the no fault system and help you choose between basic and full coverage policies.

Frequently Asked Questions

What are the minimum auto insurance requirements in Kentucky?

Kentucky requires liability coverage of 25 thousand dollars per person for bodily injury 50 thousand dollars per accident for bodily injury and 10 thousand dollars for property damage. You must also carry personal injury protection or PIP of 10 thousand dollars. An agent in Owensboro can help you understand these requirements.

How does Kentucky no fault insurance work?

Kentucky is a no fault state meaning your own insurance pays for your medical expenses after an accident regardless of who caused it. You have a limited right to sue the other driver unless your injuries meet a serious threshold. An auto insurance agent can explain how this affects your coverage choices.

Can I get auto insurance with a suspended license in Kentucky?

Yes you can get auto insurance with a suspended license in Kentucky but options are limited. Some companies offer non owner policies or high risk coverage. An Owensboro agent can help you find a carrier that accepts drivers with a suspended license.

Auto Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.