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Find Auto Insurance Agents Near You in Independence, KY
Browse auto insurance agents serving Independence, Kentucky. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 9 auto insurance agents in Independence, KY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104
kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646
johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161
kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611
agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Unit 2, Independence, KY 41051
(859) 341-2662
agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100
agents.allstate.com
Fast Track Insurance LLC
2055 Centennial Blvd, Independence, KY 41051
(859) 365-2570
huntington.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349
An auto insurance agent in Independence, Kentucky can help you find coverage that meets your needs and budget. Kentucky law requires drivers to carry liability insurance with minimum limits of $25,000 per person and $50,000 per accident for bodily injury, and $10,000 for property damage. A local agent can explain these requirements and help you choose additional options like collision or comprehensive coverage.
What Does a Auto Insurance Agent in Independence Cost?
The cost of auto insurance in Kentucky varies by driver, vehicle, and coverage level. On average, Kentucky drivers pay around $1,200 to $1,600 per year for full coverage, while minimum liability coverage may cost $400 to $700 per year. Factors like your driving record, age, and credit history can affect your rate. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Kentucky?
Kentucky drivers must have liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. Kentucky also requires uninsured motorist coverage of $25,000 per person and $50,000 per accident.
How can an auto insurance agent in Independence help me?
An agent can compare quotes from multiple insurance companies to find a policy that fits your budget. They can also explain Kentucky-specific rules, such as the no-fault insurance system and the requirement for personal injury protection (PIP) coverage.
Do I need personal injury protection in Kentucky?
Yes, Kentucky is a no-fault state, so all drivers must carry personal injury protection (PIP) coverage. PIP pays for medical expenses and lost wages regardless of who caused the accident, up to your policy limits.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kentucky.