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Browse auto insurance agents serving Troy, Illinois. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Troy, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 auto insurance agents in Troy, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Adam Wolfe - State Farm Insurance Agent
540 Edwardsville Rd, Troy, IL 62294
(618) 667-2555
troyinsurance.net
Jessica Harrison-Wilkins: Allstate Insurance
300 Jarvis Ct Ste 3, Troy, IL 62294
(618) 667-8494
agents.allstate.com
Jim Lyons Insurance Agency
420 US-40, Troy, IL 62294
(618) 667-9119
insurit.com
DeLuca Insurance Services
219 US-40, Troy, IL 62294
(618) 667-3434
delucains.com
Farmers Insurance - Kayleigh Martin
535 Edwardsville Rd Ste 240, Troy, IL 62294
(618) 551-0504
agents.farmers.com
Andy Winters - COUNTRY Financial Representative
102 N Main St, Troy, IL 62294
(618) 667-7720
advisors.countryfinancial.com
JW Insurance Group, LLC
312 Jarvis Ct, Troy, IL 62294
(618) 667-6280
jwgroupins.com
Brett Miller - COUNTRY Financial Representative
112 S Main St, Troy, IL 62294
(618) 667-7720
advisors.countryfinancial.com
Cincinnati Insurance Co
Troy, IL 62294
(618) 667-7302
An auto insurance agent in Troy, Illinois can help you understand the coverage you need to drive legally in the state. Illinois law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 20,000 dollars for property damage. A local agent can also explain optional coverages like uninsured motorist protection and comprehensive insurance.
What Does a Auto Insurance Agent in Troy Cost?
The average cost of auto insurance in Illinois is around 1,400 dollars per year for full coverage, but rates in Troy may vary based on your age, driving history, and vehicle. Minimum liability coverage can cost as little as 500 to 800 dollars per year for some drivers. Costs are affected by local factors such as traffic patterns and claim rates in Madison County. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Illinois?
Illinois law requires liability coverage of at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 20,000 dollars per accident for property damage. Uninsured motorist coverage is also required in the same minimum amounts.
How do I find an auto insurance agent in Troy Illinois?
You can search online for independent agents or captive agents in the Troy area. Many agencies serve Madison County and can meet with you in person or over the phone to discuss your needs.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving record, vehicle type, and available discounts such as multi-policy or safe driver discounts. They can also help you adjust deductibles and coverage limits to fit your budget.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.