The top-rated auto insurance agent in Oswego, Illinois is The Calder Agency: Allstate Insurance, rated 4.9 stars across 428 reviews. Other highly rated options include Janna Misek - State Farm Insurance Agent, Nicole Hupp: Allstate Insurance, Rick Weissenhofer - State Farm Insurance Agent. This directory lists 18 auto insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Calder Agency: Allstate Insurance | 2765 Walter Payton Memorial Hwy | (630) 554-5252 |
| 2 | Janna Misek - State Farm Insurance Agent | 1136 Douglas Rd | (630) 554-1540 |
| 3 | Nicole Hupp: Allstate Insurance | 4589 IL-71 | (630) 833-8100 |
| 4 | Rick Weissenhofer - State Farm Insurance Agent | 2261 Orchard Rd | (630) 554-5277 |
| 5 | Holten Insurance Agency | By appointment only - meeting location provided upon scheduling, 4913 Seeley St | (630) 424-0200 |
| 6 | Zac Mcgrogan - State Farm Insurance Agent | 72 W Washington St | (630) 554-8800 |
| 7 | Christina Reynolds Insurance Corp American Family Insurance | 103 Franklin St | (630) 551-1784 |
| 8 | Tri-County Insurance Agency, Inc. "Bentley Agency" | 44 Monroe St | (815) 200-5528 |
| 9 | VERONICA CONTRERAS: Allstate Insurance | 3408 Orchard Rd | (630) 536-3090 |
| 10 | Hometowne Insurance | 4424 IL-71 | (630) 554-4040 |
The Calder Agency: Allstate Insurance serves the greater Oswego, Illinois, area as an auto insurance agent. This agency helps drivers secure car insurance policies that meet Illinois state requirements and personal coverage needs. Common services include policy reviews to adjust liability limits and physical damage coverages. For area motorists, the agency handles comprehensive and collision claims assistance, helping clients navigate the repair process after an accident or vehicle damage.
Janna Misek - State Farm Insurance Agent in Oswego, IL, provides a range of auto insurance policies designed to meet local drivers' needs. The agency offers personalized coverage options and assists clients in selecting appropriate deductibles and liability limits. Routine policy reviews help customers adjust their plans as their circumstances change, ensuring continued alignment with their requirements. The team typically works with property owners across the area, including those with single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and drivers in the Oswego area, Nicole Hupp: Allstate Insurance provides personal auto insurance policies tailored to individual coverage needs. The agency also counsels local property managers and small business owners on appropriate liability protection and commercial auto options. With a focus on explaining deductibles, liability limits, and comprehensive coverage, they help customers navigate the claims process and policy changes. They additionally serve clients in nearby Montgomery and the greater Aurora metro region.
Rick Weissenhofer - State Farm Insurance Agent serves Oswego, IL, and the surrounding communities, handling a full range of auto insurance policies for local drivers. The office works with clients to assess their coverage needs and find appropriate liability, collision, and comprehensive options. Each policy is managed with a focus on evaluating individual driving habits and vehicle types to recommend suitable protection. The typical job is approached by first reviewing the customer’s current situation and then tailoring a plan that fits their specific requirements.
When choosing an auto insurance agent, customers can opt for a one-time policy purchase or ongoing service that manages renewals and updates. Holten Insurance Agency in Oswego, IL helps clients evaluate coverage options for liability, collision, and comprehensive protection, ensuring policies meet regional driving conditions and legal requirements. Agents assist with claims coordination and policy adjustments as circumstances change. This helps drivers maintain proper coverage without gaps. Service is provided on an ongoing basis as needed, accommodating policy reviews, modifications, and annual renewals to keep protection current.
Offering auto insurance policies and tailored coverage options, Zac Mcgrogan - State Farm Insurance Agent in Oswego, IL also provides general insurance services to local drivers. This agency works with clients to understand their individual needs and explain available protections. Whether a family requires coverage for a new teen driver or a commuter needs to update their policy, the agent helps review potential risks. For those facing harsh winter weather conditions, the office assists in ensuring policies include appropriate roadside assistance and comprehensive coverage.
As the leaves turn and icy roads become a seasonal hazard in Oswego, local drivers seek reliable coverage tailored to the shifting conditions. Christina Reynolds Insurance Corp American Family Insurance addresses these needs by providing auto insurance policies that help protect vehicles against common winter-weather risks. The agency works with clients to review liability, collision, and comprehensive options for their daily commutes or longer trips. Every new policy begins with a thorough discussion of driving habits and a detailed initial assessment of each individual’s coverage requirements.
Serving the Oswego area, Tri-County Insurance Agency, Inc. "Bentley Agency" assists clients in finding and managing auto insurance policies to meet state requirements and personal coverage needs. The agency can evaluate add-ons such as roadside assistance, rental reimbursement, and comprehensive protection for drivers often traveling on area roads. Professional guidance helps match coverage levels with individual risk profiles and vehicle types. Commercial needs are also addressed, with policies available for offices, warehouses, and food service operations in the local business community.
VERONICA CONTRERAS: Allstate Insurance operates as a recognized auto insurance agent serving the Oswego, Illinois area. The agency provides standard automobile coverage options to local drivers seeking financial protection. It helps clients understand different policy types, such as liability and comprehensive plans, that address typical driving risks. Customers can review their existing coverage or explore new policies during a personal consultation. For added protection, the agency also offers roadside assistance as a specialty add-on.
What Does an a Auto Insurance Agent in Oswego Cost?
The average cost of auto insurance in Illinois is around 1,200 to 1,500 dollars per year for a standard policy, but rates vary widely based on factors like age, driving history, credit score, and vehicle type. In Oswego, rates may be slightly different due to local traffic patterns and claim frequency. An agent can provide a personalized quote based on your specific situation. This is general information and not insurance advice.
About auto insurance agents in Oswego
Auto insurance agents in Oswego, Illinois help drivers find coverage that meets state requirements and personal needs. Illinois law mandates minimum liability limits of 25/50/20 for bodily injury and property damage. An agent can explain these requirements and help you choose additional options like collision or comprehensive coverage.
Frequently Asked Questions
What are the minimum auto insurance requirements in Illinois?
Illinois requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 20,000 dollars per accident for property damage. This is often called 25/50/20 coverage.
How can an auto insurance agent in Oswego help me save money?
An agent can review your driving record, vehicle type, and coverage needs to find discounts you may qualify for. Common discounts include safe driver, multi-policy, and good student discounts. An agent can also compare quotes from multiple insurers to find competitive rates.
Do I need uninsured motorist coverage in Illinois?
Yes, Illinois law requires uninsured motorist coverage for bodily injury. This coverage protects you if you are hit by a driver who does not have insurance. Your agent can help you choose limits that match your liability coverage.
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