The top-rated auto insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Monica Vecera - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent. This directory lists 17 auto insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center Ste 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Monica Vecera - State Farm Insurance Agent | 630 Pierce Blvd #200 | (618) 632-4870 |
| 4 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 5 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 6 | Mike Morrill - State Farm Insurance Agent | 102 Ruth Dr | (618) 632-6943 |
| 7 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 8 | Joe Wallace: Allstate Insurance | 1214 Paragon Dr Ste 1 | (618) 624-8937 |
| 9 | Nick Miller - COUNTRY Financial Representative | 1603 W Hwy 50 | (618) 233-1043 |
| 10 | Fischer-Going Insurance | 717 W Hwy 50 | (618) 624-2100 |
Scott Huels - State Farm Insurance Agent serves the O'Fallon, Illinois, metro area and surrounding communities, providing personal auto insurance coverage. The agency works with local drivers to tailor liability, collision, and comprehensive policies that meet regional commuting and traffic needs. Customer consultations focus on evaluating individual driving habits and vehicle types to recommend appropriate coverages. The office also handles rental car reimbursement and roadside assistance options for policyholders.
Rob Isringhausen - State Farm Insurance Agent in O'Fallon, IL, provides a range of auto insurance policies designed to meet the needs of local drivers. The agency offers standard liability and comprehensive coverage as well as roadside assistance and rental car reimbursement options. Support is available for filing claims, updating policies, and reviewing coverage limits to match changing circumstances. The office serves both standard passenger vehicles and specialty vehicles requiring custom protection. Service plans are tailored for drivers in single-family homes, apartments, and local retail locations throughout the area.
Monica Vecera - State Farm Insurance Agent serves homeowners, businesses, and property managers in the O'Fallon, Illinois area. It provides auto insurance policies to protect personal vehicles. The agency helps clients understand their coverage options and select appropriate liability and collision plans. Comprehensive and uninsured motorist coverage are also explained during consultations. Residents managing auto insurance for multiple vehicles can receive tailored assistance. The agency additionally serves drivers and businesses in nearby Belleville and surrounding parts of the metro-east region.
Elisa Hager - State Farm Insurance Agent serves O'Fallon, Illinois, and the surrounding communities of St. Clair County. This agency handles a full range of auto insurance policies, including liability, collision, and comprehensive coverage, along with rental car reimbursement options. It also assists clients with bundling auto insurance with homeowners or life insurance for potential discounts. After reviewing each client’s driving history and vehicle details, the agent works to tailor a coverage plan that fits individual needs while explaining the various deductibles and limits available.
JGP Insurance Group, LLC in O'Fallon, IL, guides drivers in distinguishing between a single policy purchase for a new vehicle and ongoing coverage adjustments for life changes. As a local auto insurance agent, the company helps clients compare liability, collision, and comprehensive options tailored to regional driving conditions. Service runs on both a one-time basis for initial policy setup and an as-needed schedule for renewals or claims adjustments, with no appointment required for routine quotes.
Mike Morrill - State Farm Insurance Agent specializes in auto insurance policies, providing coverage options that protect drivers on the roads of O’Fallon, IL. The agency also works with clients on their broader insurance needs, including home and life policies. Day-to-day operations involve reviewing customer coverage levels, explaining policy terms, and processing claims assistance. During the winter months, the office helps local drivers address coverage concerns related to ice, snow, and unexpected roadside accidents.
As the weather in O'Fallon shifts with the changing seasons, local drivers face new hazards on the road. Jessica Harrison-Wilkins: Allstate Insurance helps area motorists evaluate their coverage needs for such conditions. The agency offers tailored auto insurance policies to match individual driving habits and vehicle requirements. A fresh policy review can identify gaps in liability or comprehensive protection. The initial step here involves a thorough inspection of the current policy to assess necessary adjustments for complete coverage.
Joe Wallace: Allstate Insurance helps clients choose appropriate personal auto coverage while also offering options such as roadside assistance and rental car reimbursement. The agency works with drivers in O'Fallon and nearby communities in southern Illinois to review liability limits and deductible selections for standard family vehicles. Additional services may include assistance with policy changes, payment plans, and local claims support. The business can provide coverage for commercial sectors that require vehicle protection, including offices, warehouses, and food service operations.
Nick Miller COUNTRY Financial handles personal auto insurance for residents in O'Fallon, IL, and also offers commercial auto coverage for local businesses in the surrounding area. The agency serves drivers throughout the region, providing standard policy options and claims support. Clients come in for initial policy setup or to review coverage needs, and many return between regular visits to update their policies after life changes or vehicle changes.
Fischer-Going Insurance is known as a local auto insurance agent in O'Fallon, Illinois. The agency assists drivers in securing standard liability, collision, and comprehensive coverage tailored to individual needs. Clients in the area can receive guidance on policy limits and deductibles. The office evaluates coverage options from multiple providers. A specialty service available is adding roadside assistance for towing, flat tires, and jump-starts.
What Does an a Auto Insurance Agent in O'Fallon Cost?
The average cost of auto insurance in Illinois is around $1,200 to $1,600 per year for full coverage, though rates vary by driver age, location, and driving record. Minimum liability policies can cost $400 to $700 annually. An agent can provide a personalized quote based on your specific situation. This is general information, not insurance advice.
About auto insurance agents in O'Fallon
Auto insurance agents in O'Fallon, Illinois help drivers find coverage that meets state requirements. Illinois law mandates minimum liability limits of $25,000 per person and $50,000 per accident for bodily injury, plus $20,000 for property damage. Agents can also explain uninsured motorist coverage and other options relevant to local driving conditions.
Frequently Asked Questions
What are the minimum auto insurance requirements in Illinois?
Illinois requires all drivers to carry liability insurance with at least $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $20,000 for property damage. Uninsured motorist coverage is also required at the same limits.
How can an auto insurance agent in O Fallon help me save money?
An agent can review your driving history, vehicle type, and coverage needs to find discounts. Common discounts include multi-policy, good driver, and anti-theft device discounts. Agents compare rates from multiple insurers to find a competitive price.
What happens if I drive without insurance in Illinois?
Driving without insurance in Illinois can result in fines, license suspension, and vehicle impoundment. First offenses carry a minimum $500 fine, and repeat offenses can lead to higher penalties and mandatory SR-22 filing.
Auto Insurance Agents in Other Illinois Cities
Addison · Algonquin · Alton · Antioch · Arlington Heights · Aurora · Barrington · Bartlett · Batavia · Belleville · Berwyn · Bloomingdale · Bloomington · Blue Island · Bolingbrook