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Compare Auto Insurance Agents in Island Lake, IL

Compare auto insurance agents in Island Lake. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Island Lake, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 2 auto insurance agents in Island Lake, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SafeZone Insurance Agency IL
442 IL-176, Island Lake, IL 60042
(847) 281-5919
RDR & RMS Insurance Services
122 Northern Terrace Box 185, Island Lake, IL 60042
(224) 795-9324

An auto insurance agent in Island Lake, Illinois can help you find a policy that meets state requirements. Illinois law mandates minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. A local agent understands the specific needs of drivers in McHenry County and can explain options like uninsured motorist coverage which is required in Illinois.

What Does a Auto Insurance Agent in Island Lake Cost?

The average cost of auto insurance in Illinois is around 1,300 dollars per year for minimum coverage and 2,500 dollars for full coverage. Rates in Island Lake may vary based on your driving record, age, and vehicle. Factors like your credit score and the amount of coverage you choose also affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Illinois?
Illinois requires all drivers to have liability insurance. The minimum limits are 25,000 dollars for bodily injury per person, 50,000 dollars for bodily injury per accident, and 20,000 dollars for property damage. You must also carry uninsured motorist coverage at the same limits.
How can an auto insurance agent in Island Lake help me?
An agent can review your driving history and vehicle type to find policies from different companies. They can explain Illinois specific rules like the safe driver insurance discount law. They also assist with claims and policy changes.
Do I need full coverage auto insurance in Island Lake?
Full coverage is not required by Illinois law but is often required by lenders if you have a car loan. It includes comprehensive and collision coverage which pay for damage to your vehicle. An agent can help you decide if the extra cost is worth it for your situation.