The top-rated auto insurance agent in Harvard, Illinois is Biatris Guzman: Allstate Insurance, rated 4.9 stars across 519 reviews. Other highly rated options include Magnum Insurance Agency, Juanita Martinez - State Farm Insurance Agent, Steve Nulle- REVIVE INSURE. This directory lists 10 auto insurance agents serving Harvard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Biatris Guzman: Allstate Insurance | 107 E Sumner St Ste 1 | (815) 943-4360 |
| 2 | Magnum Insurance Agency | 37 N Ayer St | (815) 560-6855 |
| 3 | Juanita Martinez - State Farm Insurance Agent | 360 S Division St #5 | (815) 943-4000 |
| 4 | Steve Nulle- REVIVE INSURE | 32 N Ayer St | — |
| 5 | Farmers Insurance - Patricia Galarza | 28 N Ayer St | (815) 770-9010 |
| 6 | Arturo Flores American Family Insurance | 40 N Ayer St | (815) 943-6655 |
| 7 | Dunham Chemung Mutual Insurance Co | 306 N Johnson St #2 | (815) 943-5343 |
| 8 | Harvard Insurance Services | 67 N Ayer St | (815) 943-6491 |
| 9 | The Frost Group Inc. | 306 N Johnson St | (815) 943-6438 |
| 10 | Insurance Harvard | 104 E Front St | (517) 815-9432 |
What Does an a Auto Insurance Agent in Harvard Cost?
The average cost of auto insurance in Illinois is about 1,300 dollars per year for full coverage, but rates vary by driver age, vehicle type, and location. Harvard drivers may pay slightly different rates based on local accident statistics and population density. Factors like driving record and credit history also affect your premium. This is general information, not insurance advice.
About auto insurance agents in Harvard
Auto insurance agents in Harvard, Illinois help drivers find coverage that meets state requirements. Illinois law mandates minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 20,000 dollars for property damage. Local agents can explain these requirements and help you choose additional options like collision or comprehensive coverage.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Illinois?
Illinois requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, and 20,000 dollars for property damage. Uninsured motorist coverage is also required at the same limits. An agent in Harvard can help you meet these legal minimums.
How do I find an auto insurance agent in Harvard Illinois?
You can search online for independent agents or visit local insurance offices in Harvard. Many agents represent multiple companies and can compare quotes for you. Ask about discounts for safe driving or bundling policies.
Does Illinois require uninsured motorist coverage?
Yes, Illinois law requires uninsured motorist coverage with the same liability limits as your bodily injury coverage. This protects you if you are hit by a driver without insurance. An agent can explain how this coverage works.
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