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Directory of auto insurance agents in Harvard, Illinois. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Harvard, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 9 auto insurance agents in Harvard, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Biatris Guzman: Allstate Insurance
107 E Sumner St Ste 1, Harvard, IL 60033
(815) 943-4360
agents.allstate.com
Magnum Insurance Agency
37 N Ayer St, Harvard, IL 60033
(815) 560-6855
magnuminsurance.com
Juanita Martinez - State Farm Insurance Agent
360 S Division St #5, Harvard, IL 60033
(815) 943-4000
askjuanita.com
Farmers Insurance - Patricia Galarza
28 N Ayer St, Harvard, IL 60033
(815) 770-9010
agents.farmers.com
Arturo Flores American Family Insurance
40 N Ayer St, Harvard, IL 60033
(815) 943-6655
Dunham Chemung Mutual Insurance Co
306 N Johnson St #2, Harvard, IL 60033
(815) 943-5343
dunham-chemung.com
The Frost Group Inc.
306 N Johnson St, Harvard, IL 60033
(815) 943-6438
Harvard Insurance Services
67 N Ayer St, Harvard, IL 60033
(815) 943-6491
Insurance Harvard
104 E Front St, Harvard, IL 60033
(517) 815-9432
Auto insurance agents in Harvard, Illinois help drivers find coverage that meets state requirements. Illinois law mandates minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 20,000 dollars for property damage. Local agents can explain these requirements and help you choose additional options like collision or comprehensive coverage.
What Does a Auto Insurance Agent in Harvard Cost?
The average cost of auto insurance in Illinois is about 1,300 dollars per year for full coverage, but rates vary by driver age, vehicle type, and location. Harvard drivers may pay slightly different rates based on local accident statistics and population density. Factors like driving record and credit history also affect your premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Illinois?
Illinois requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, and 20,000 dollars for property damage. Uninsured motorist coverage is also required at the same limits. An agent in Harvard can help you meet these legal minimums.
How do I find an auto insurance agent in Harvard Illinois?
You can search online for independent agents or visit local insurance offices in Harvard. Many agents represent multiple companies and can compare quotes for you. Ask about discounts for safe driving or bundling policies.
Does Illinois require uninsured motorist coverage?
Yes, Illinois law requires uninsured motorist coverage with the same liability limits as your bodily injury coverage. This protects you if you are hit by a driver without insurance. An agent can explain how this coverage works.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.