The top-rated auto insurance agent in Downers Grove, Illinois is Andy Herrero - State Farm Insurance Agent, rated 4.9 stars across 250 reviews. Other highly rated options include Jonathan Twitty - State Farm Insurance Agent, Rich Spatz - State Farm Insurance Agent, Genesis Insurance. This directory lists 17 auto insurance agents serving Downers Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Andy Herrero - State Farm Insurance Agent | 5337 Main St | (630) 969-2388 |
| 2 | Jonathan Twitty - State Farm Insurance Agent | 414 75th St | (630) 964-0646 |
| 3 | Rich Spatz - State Farm Insurance Agent | 5018 Fairview Ave | (630) 968-1016 |
| 4 | Genesis Insurance | 5016 Fairview Ave | (630) 310-8443 |
| 5 | Matt Halko - State Farm Insurance Agent | 6655 Main St Ste 202 | (630) 969-7989 |
| 6 | Oxford Auto Insurance | 1021 Ogden Ave | (630) 386-9045 |
| 7 | Thomas Koller: Allstate Insurance | 6400 Woodward Ave | (630) 829-4999 |
| 8 | Benote Wimp Jr - State Farm Insurance Agent | 6900 Main St Ste 100 | (773) 283-2007 |
| 9 | Steve Petersen Insurance | 947 Maple Ave | (630) 442-0250 |
| 10 | Kemper Auto Downers Grove (Formerly American Access) | 2211 Butterfield Rd STE 200 STE 200 | (630) 645-7750 |
Andy Herrero - State Farm Insurance Agent provides auto insurance coverage and related financial services to clients in Downers Grove, Illinois. The office helps customers select appropriate liability, collision, and comprehensive policies, and offers assistance with policy reviews and claims filing to ensure ongoing coverage meets changing needs. Service plans include regular policy check-ins and personalized guidance on discounts. The agency services a range of property types, including single-family homes, apartments, retail spaces, and local restaurants.
Serving Downers Grove and the surrounding communities of DuPage County, Jonathan Twitty’s State Farm agency handles auto insurance policies for local drivers. It assists clients with coverage options for liability, collision, and comprehensive needs. The agency works with homeowners and renters as well. For each typical job, it reviews the customer’s driving history and vehicle details to recommend appropriate liability limits and deductible levels.
Homeowners, renters, and drivers in Downers Grove, IL turn to Rich Spatz - State Farm Insurance Agent for auto insurance coverage and related services. The agency helps clients evaluate policy options to protect their vehicles against accidents and unforeseen events. They also assist with bundling auto coverage alongside homeowners or other personal insurance needs. This agent serves customers throughout Downers Grove and extends its services to the nearby community of Lisle and surrounding areas across DuPage County.
For clients choosing between a one-time policy review and an ongoing relationship, Genesis Insurance serves as an auto insurance agent in Downers Grove, IL, specializing in personal coverage plans that align with individual driving habits. The agency offers standard liability, collision, and comprehensive options tailored to local road and traffic conditions. Service at Genesis Insurance operates on an as-needed basis for questions or policy adjustments, with scheduled annual reviews recommended to reassess coverage against changing needs or vehicle value.
Matt Halko - State Farm Insurance Agent in Downers Grove, IL, specializes in auto insurance policies tailored for local drivers. It also assists with broader personal insurance needs, including home and life coverage, to help safeguard area residents. The agency supports clients through claims processes and policy reviews. During winter months, it helps drivers evaluate coverage for ice damage and collisions on icy roads.
Oxford Auto Insurance in Downers Grove, Illinois is known for providing reliable auto coverage tailored to meet the specific driving needs of local residents. The agency serves drivers in and around DuPage County, offering policies that protect against common road risks. Clients can work with the team to select appropriate liability, collision, and comprehensive plans. The office also helps with policy adjustments as vehicles age or circumstances change. As an add-on specialty service, the agency offers rental car reimbursement coverage to help clients maintain mobility during repairs.
With winter weather approaching in Downers Grove, drivers often worry about coverage for icy roads and collisions. Thomas Koller: Allstate Insurance provides auto insurance policies designed to protect local motorists through seasonal hazards like snow and freezing rain. The agency works directly with residents to review liability limits and comprehensive options tailored to Illinois driving conditions. New clients can schedule a personal consultation to discuss their specific needs, which includes an initial assessment of their current coverage and any potential gaps.
Benote Wimp Jr - State Farm Insurance Agent in Downers Grove, IL, helps clients find auto insurance policies tailored to their driving needs. The agency also offers coverage add-ons such as rental car reimbursement and roadside assistance for greater peace of mind. Personal auto plans protect individual drivers, while commercial auto options serve local businesses, including offices, warehouses, and food service operations.
Steve Petersen Insurance serves residents of Downers Grove and the surrounding areas with personal auto insurance coverage. The agency also offers commercial auto policies for local business vehicles operating in the region. Their service area extends throughout the broader DuPage County vicinity to meet community transportation needs. Clients can expect attentive consultations to review policy details for cars, trucks, and other vehicles. The agency arranges follow-up appointments as necessary to adjust coverage between regular six-month or annual visits.
Kemper Auto Downers Grove, formerly American Access, serves visitors and residents throughout DuPage County as a local auto insurance agent. The agency assists clients in securing necessary car insurance coverage tailored to individual driving needs. Routine policy management, including matching deductibles and liability limits to local requirements, forms the core of its offerings. It specifically handles processing of vehicle registration paperwork and provides SR-22 filings for high-risk drivers in the Downers Grove area.
What Does an a Auto Insurance Agent in Downers Grove Cost?
The average cost of auto insurance in Illinois is around 1,200 to 1,500 dollars per year for a standard policy, but rates vary based on factors like your driving record, age, vehicle type, and location in Downers Grove. Drivers with a clean record may pay less, while those with accidents or tickets could see higher premiums. This is general information and not insurance advice.
About auto insurance agents in Downers Grove
An auto insurance agent in Downers Grove can help you find coverage that meets Illinois state requirements and your personal needs. Illinois law mandates minimum liability limits of 25,000 per person and 50,000 per accident for bodily injury, plus 20,000 for property damage. A local agent understands the specific driving conditions in DuPage County and can guide you through options like uninsured motorist coverage and comprehensive plans.
Frequently Asked Questions
What are the minimum auto insurance requirements in Illinois?
Illinois requires all drivers to carry liability insurance with minimum limits of 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 20,000 dollars per accident for property damage. Uninsured motorist coverage is also mandatory with the same minimum limits.
How can an auto insurance agent help me in Downers Grove?
An agent can explain different coverage types such as collision, comprehensive, and medical payments. They can also help you compare quotes from multiple insurers to find a policy that fits your budget and driving history.
Do I need full coverage or just liability in Illinois?
Illinois law only requires liability and uninsured motorist coverage. However, if you have a car loan or lease, your lender may require full coverage including collision and comprehensive. An agent can review your situation and recommend appropriate options.
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