The top-rated auto insurance agent in Cary, Illinois is Shannon Morreale - State Farm Insurance Agent, rated 4.8 stars across 43 reviews. Other highly rated options include Seth Lewis - State Farm Insurance Agent, Phil Horn - State Farm Insurance Agent, Jim Dawe American Family Insurance. This directory lists 14 auto insurance agents serving Cary.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Morreale - State Farm Insurance Agent | 835 Feinberg Ct Ste 118 | (847) 639-2828 |
| 2 | Seth Lewis - State Farm Insurance Agent | 1005 Alexander Ct B | (847) 639-9988 |
| 3 | Phil Horn - State Farm Insurance Agent | 111 W Main St | (847) 639-9467 |
| 4 | Jim Dawe American Family Insurance | 212 Crystal St Suite B | (847) 516-2800 |
| 5 | Luis Crespo American Family Insurance | 270 Cary Algonquin Rd | (847) 639-3381 |
| 6 | Dave Patterson Insurance | 875 Feinberg Ct Ste 102G | (847) 293-7729 |
| 7 | Frisch & Barrett Insurance Agency | 226 W Main St | (847) 639-2134 |
| 8 | Insurance Specialists, Inc. | 212 W Main St Suite 1 | (847) 516-3370 |
| 9 | N.W.I.S. Northwest Insurance Solutions, L.L.C | 875 Feinberg Ct Suite 102 | (847) 829-8081 |
| 10 | AJR Insurance LLC | 203 Main Street Rd | (847) 516-0303 |
Shannon Morreale - State Farm Insurance Agent serves the greater Cary, Illinois area as a dedicated auto insurance provider. The agency focuses on helping local drivers secure appropriate personal auto coverage tailored to their daily commuting and travel needs. Shannon Morreale works with individual policyholders to understand their vehicle usage and driving history, offering standard liability coverage and comprehensive plan options. The office commonly handles policy adjustments for new vehicles and coverage reviews for multi-car families in the region.
Seth Lewis - State Farm Insurance Agent in Cary, IL, provides a full range of auto insurance policies, including liability, collision, and comprehensive coverage options. The agency assists clients in selecting appropriate deductibles and policy limits to meet individual needs. It also offers routine policy reviews and claim filing guidance to help customers manage their coverage. The office services local residential properties, including single-family homes and apartments, as well as commercial accounts such as retail stores and restaurants.
Phil Horn - State Farm Insurance Agent serves homeowners, local businesses, and individual drivers in the Cary, Illinois area by offering auto insurance policies tailored to their personal and commercial needs. The agency also helps customers review their existing coverage to ensure it meets evolving requirements of the region. Car owners can work with the agent to select appropriate liability and protection options for their vehicles. This agency similarly provides support to clients in the neighboring communities of Crystal Lake and across McHenry County.
Serving Cary, Illinois, and the surrounding communities, Jim Dawe American Family Insurance handles auto insurance for local drivers. The company manages personal auto policies, including coverage for liability, collision, and comprehensive protection. It helps residents assess their individual driving needs and vehicle values to find suitable policy options. To handle a typical request, Jim Dawe American Family Insurance reviews the driver’s situation, explains coverage choices, and then customizes a policy that fits the client’s requirements and budget.
For drivers seeking auto insurance through Luis Crespo American Family Insurance in Cary, IL, the primary distinction is between a single-purchase policy and the ongoing, renewable service options that adapt to changing needs. Coverage can include liability, collision, and comprehensive protection against common road risks. Personalized consultations identify appropriate plan structures. Service runs on a scheduled basis with renewal reviews and as-needed adjustments when life events or vehicle circumstances shift, ensuring each client receives timely guidance.
As winter weather in Cary creates slick roads and unexpected hazards, auto insurance needs often shift to higher coverage levels and comprehensive protection. Dave Patterson Insurance helps local drivers review their existing policies for adequate protection against seasonal risks and everyday driving. Understanding Illinois regulations and local driving patterns allows the company to recommend suitable coverage types such as liability and collision. New clients begin with a straightforward policy assessment, where a simple review of their driving history and vehicle details helps identify appropriate options for their circumstances.
Frisch & Barrett Insurance Agency specializes in crafting auto insurance policies tailored to individual driving habits and vehicle types. It also provides general coverage assistance for liability, collision, and comprehensive needs. Serving the Cary, Illinois area, the agency helps local drivers navigate policy options that meet state requirements and protect personal assets. As winter conditions often create hazardous commuting risks in the region, the agency proactively reviews coverage to ensure drivers have adequate protection against ice-related claims and accidents.
Insurance Specialists, Inc. helps drivers in the Cary, Illinois area find personal coverage for their vehicles. The firm also offers specialized auto insurance add-ons, such as roadside assistance and rental car reimbursement. Agents work with clients to tailor policies that meet individual driving habits and budgets. For businesses, the agency can arrange coverage for commercial sectors including offices, warehouses, and food service operations.
Families and individuals in Cary, IL, can turn to N.W.I.S. Northwest Insurance Solutions, L.L.C for residential auto insurance coverage that protects their daily vehicles. The agency also assists local businesses with commercial auto policies designed for work-related fleets and drivers. Service extends throughout the broader Cary area for both new and existing client needs. For those who require periodic policy reviews or adjustments after their initial visit, the office accommodates ongoing customer inquiries and repeat account service between routine policy terms.
AJR Insurance LLC in Cary, IL is known for personalized auto insurance guidance. It helps drivers evaluate coverage options suited to their daily commutes and regional driving conditions. The agency assists clients in understanding policy structures, liability limits, and uninsured motorist protections. For those with collectible vehicles or modified cars, AJR Insurance LLC can additionally arrange specialized coverage for agreed value and custom parts.
What Does an a Auto Insurance Agent in Cary Cost?
The average cost of auto insurance in Illinois is around 1,200 dollars per year for full coverage, but rates vary widely by driver. In Cary, factors like your age, credit score, and driving history can change your premium by hundreds of dollars. Minimum liability coverage may cost as little as 400 dollars per year for a low-risk driver. This is general information, not insurance advice.
About auto insurance agents in Cary
An auto insurance agent in Cary, Illinois can help you choose a policy that meets state requirements. Illinois law mandates minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. A local agent understands the specific driving conditions in McHenry County and can explain optional coverages like uninsured motorist protection.
Frequently Asked Questions
What are the minimum auto insurance requirements in Illinois?
Illinois requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 20,000 dollars for property damage. Uninsured motorist coverage is also required at the same limits. An agent in Cary can help you meet these legal minimums.
How do I choose an auto insurance agent in Cary?
Look for an agent licensed in Illinois who has experience with local carriers. Ask about their familiarity with McHenry County traffic patterns and common claim types. You can verify an agents license through the Illinois Department of Insurance website.
Can an auto insurance agent help me save money on my policy?
Yes, an agent can review your driving record, vehicle type, and mileage to find discounts you may qualify for. Common Illinois discounts include safe driver, multi-policy, and anti-theft device discounts. An agent can also adjust your deductible to lower your premium.
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