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Browse auto insurance agents serving Pearl City, Hawaii. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Pearl City, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 4 auto insurance agents in Pearl City, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Margaret Yamashita - State Farm Insurance Agent
850 Kamehameha Hwy Ste 113, Pearl City, HI 96782
(808) 455-7944
myamashita.com
Marcus Murakami: Allstate Insurance
98-1238 Kaʻahumanu St STE 303, Pearl City, HI 96782
(808) 638-4044
agents.allstate.com
Keala N Kamai: Allstate Insurance
450 Kamehameha Hwy Ste 8, Pearl City, HI 96782
(808) 486-3370
agents.allstate.com
Wayne Midro - State Farm Insurance Agent
425 Kamehameha Hwy STE 301, Pearl City, HI 96782
(808) 484-8844
teammidro.com
Auto insurance agents in Pearl City, Hawaii help drivers find coverage that meets state law requirements. Hawaii requires all drivers to carry no-fault insurance, including personal injury protection (PIP) of at least $10,000. A local agent can explain how these laws apply to your specific situation and help you compare policies from different providers.
What Does a Auto Insurance Agent in Pearl City Cost?
The average cost of auto insurance in Hawaii is around $1,200 to $1,500 per year for a standard policy, but rates in Pearl City may vary based on your driving record, credit score, and the type of vehicle you drive. Factors like your age, coverage limits, and deductible amounts also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Hawaii?
Hawaii law requires all drivers to have no-fault insurance with at least $10,000 in personal injury protection (PIP) per person. You also need liability coverage of $20,000 per person and $40,000 per accident for bodily injury, plus $10,000 for property damage.
How can an auto insurance agent in Pearl City help me?
An agent can review your driving history, vehicle type, and coverage needs to find suitable policies from multiple insurance companies. They can also explain Hawaii-specific options like uninsured motorist coverage and help you adjust deductibles to fit your budget.
Do I need to provide my own car insurance documents in Hawaii?
Yes, you must carry proof of insurance in your vehicle at all times. Hawaii law requires you to show this proof to law enforcement upon request or during a traffic stop. Your agent can help you obtain and understand your insurance card.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.