The top-rated auto insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 308 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 15 auto insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | The Live Oak Insurance Agency | 1700 Frederica Road Suite 305 St. Simon's Island | (912) 434-4220 |
| 3 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 4 | Fleet Risk Management Inc | 2485 Demere Rd #100 | (912) 638-8277 |
| 5 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 6 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 7 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
| 8 | Oakbridge Insurance | 225 Marina Dr | (912) 638-8600 |
| 9 | Lara K Carlson - Aflac Insurance Agent | 106 Riverview Dr | (912) 289-4292 |
| 10 | Gallagher Insurance, Risk Management & Consulting | 2485 Demere Rd 100 St | (912) 638-8277 |
Maggie Dutton - State Farm Insurance Agent serves the St Simons Island, Georgia, area and provides auto insurance policies for local drivers. The agency helps customers evaluate their coverage needs for personal vehicles, including liability, collision, and comprehensive options. It also offers roadside assistance and rental car reimbursement services to ensure drivers remain protected on the road. Safe-driver discounts and bundled policy savings are handled here.
Seban's Insurance Solutions serves homeowners, businesses, and property managers in St Simons Island, GA, by helping them evaluate their auto insurance coverage needs. The agency works with clients to understand local driving conditions and policy options that protect personal vehicles and fleet vehicles alike. Policyholders receive guidance on selecting appropriate liability and collision coverage for their specific situations. The company also extends its services to neighboring Brunswick and the broader Glynn County area to assist additional residential and commercial clients with their auto insurance requirements.
Fleet Risk Management Inc serves St Simons Island and the surrounding communities of coastal Georgia, handling a full range of auto insurance needs for local drivers. The company works with individuals and small businesses to find appropriate coverage options that meet state requirements and personal protection goals. Its typical approach involves assessing each client’s driving habits and vehicle type to recommend a policy that balances necessary liability, collision, and comprehensive protections.
Some insurance needs are met through a one-time purchase, while auto coverage requires ongoing policy service. Robinson & Associates Insurance, Inc in St Simons Island, GA helps drivers select liability, collision, or comprehensive protection tailored to local road conditions. They assist with explaining coverage limits and filing claims after an accident or weather event. Their auto insurance agent services are available as continuous policies that run on a scheduled renewal basis, with annual updates typically handled each year.
Turner & Associates Insurance specializes in personal auto insurance policies for drivers on St Simons Island, GA. Their general services include helping customers navigate coverage options, comparing liability limits, and adjusting deductibles to fit individual needs. The agency provides standard policy management and claims assistance for local clients. During the summer tourist season, they also advise seasonal residents on maintaining continuous coverage when returning to Georgia.
As coastal storms season approaches on St Simons Island, McGinty-Gordon & Associates helps local drivers review their auto coverage to ensure adequate protection against wind and flood damage. This agency works directly with individuals to compare policy options and adjust deductibles to match specific vehicle needs and budgets. An initial phone consultation allows clients to discuss their current policy, driving habits, and any recent life changes, followed by a scheduled in-person inspection of the vehicle to verify its condition and mileage.
Oakbridge Insurance, located in St Simons Island, Georgia, is known for providing auto insurance coverage to local drivers through a range of standard policy options. The agency helps customers navigate liability, collision, and comprehensive plans tailored for coastal and suburban driving conditions. Residents can meet with an agent to review deductibles and coverage limits suited to their individual needs. The office additionally specializes in offering uninsured motorist protection and roadside assistance add-ons.
Lara K Carlson - Aflac Insurance Agent on St Simons Island, GA, assists clients with standard auto insurance policies, helping protect vehicles against common risks like accidents and liability. The agency also offers specialized add-ons such as coverage for rental reimbursement and roadside assistance to broaden protection. Comprehensive insurance solutions are available for commercial sectors, including offices needing fleet coverage, warehouses requiring cargo insurance, and food service operations needing liability protection for delivery vehicles.
Gallagher Insurance, Risk Management & Consulting serves residential clients seeking auto insurance coverage on St Simons Island, GA. The agency also provides commercial auto policies for local businesses needing fleet or vehicle protection within the surrounding area. Assistance with policy selection and claims guidance is available to residents and business owners alike. Clients return between regular visits for policy reviews and coverage adjustments as their driving needs change.
What Does an a Auto Insurance Agent in St Simons Island Cost?
The average cost of auto insurance in Georgia is around 150 dollars per month for full coverage. Rates on St Simons Island may be slightly higher due to coastal storm risks. Minimum liability policies can cost 50 to 80 dollars per month. Your age driving record and vehicle type affect your rate. This is general information and not insurance advice.
About auto insurance agents in St Simons Island
Auto insurance agents in St Simons Island help drivers find policies that meet Georgia law. Georgia requires all drivers to carry liability coverage of at least 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. A local agent can explain options for Glynn County roads and coastal weather conditions.
Frequently Asked Questions
What are the minimum auto insurance requirements in Georgia?
Georgia law requires liability coverage of 25 thousand dollars per person and 50 thousand dollars per accident for bodily injury. It also requires 25 thousand dollars for property damage. Uninsured motorist coverage is optional but recommended.
How do I choose an auto insurance agent in St Simons Island?
Look for an agent licensed in Georgia who has experience with coastal area risks. Ask about discounts for safe driving or bundling policies. Compare quotes from multiple agents to find a policy that fits your needs.
Does Georgia require uninsured motorist coverage?
Georgia does not require uninsured motorist coverage by law. However insurance companies must offer it to you. You can reject it in writing. Many drivers choose it for extra protection on St Simons Island roads.
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