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Compare auto insurance agents in Neptune Beach. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Neptune Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 auto insurance agents in Neptune Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
International Student Insurance
224 First St, Neptune Beach, FL 32266
(877) 758-4391
internationalstudentinsurance.com
Brightway Insurance, The Miller Agency
1552 Atlantic Blvd, Neptune Beach, FL 32266
(904) 372-2900
brightwayinsuranceneptunebeach.com
FitGuard Auto Insurance Co
309 Atlantic Blvd, Neptune Beach, FL 32266
(904) 712-1053
SR22 Insurance Care Inc
408 Mccollum Cir, Neptune Beach, FL 32266
(877) 758-4353
sr22insurancecareinc.com
Auto insurance agents in Neptune Beach Florida help drivers meet state requirements and find appropriate coverage. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) for all registered vehicles. Local agents can explain how these rules apply to your specific situation.
What Does a Auto Insurance Agent in Neptune Beach Cost?
In Florida, average annual auto insurance costs range from 1,800 to 2,500 dollars for full coverage, with minimum coverage typically costing 800 to 1,200 dollars per year. Neptune Beach rates may be slightly higher due to coastal weather risks and traffic patterns. Your actual premium depends on factors like driving record, vehicle type, age, and coverage limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in Florida?
Florida requires at least 10,000 dollars in Personal Injury Protection (PIP) and 10,000 dollars in Property Damage Liability (PDL). PIP covers medical expenses regardless of fault, while PDL covers damage you cause to another person property.
How do I choose an auto insurance agent in Neptune Beach?
Look for an agent licensed in Florida who has experience with local driving conditions and coastal risks. Ask about their knowledge of Florida PIP laws and whether they offer policies from multiple carriers to compare options.
Does my credit score affect my auto insurance rate in Florida?
Yes, Florida insurers may use credit-based insurance scores to determine rates. A higher score can lead to lower premiums, but some companies offer discounts for good driving history regardless of credit.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.