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Auto Insurance Agents in Miami Beach, FL

Looking for a auto insurance agent in Miami Beach? Review the directory below to compare your options.

7 agents listed
Updated May 2026
Miami Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 7 auto insurance agents in Miami Beach, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Beach Auto Tag & Insurance
800 71st St, Miami Beach, FL 33141
(305) 868-3277 beachautotag.com
Toscano Insurance Group
1111 Lincoln Rd Suite 500, Miami Beach, FL 33139
(305) 397-8807 toscanoinsurance.com
Estrella Insurance
1321 Alton Rd, Miami Beach, FL 33139
(305) 534-9434 agents.estrellainsurance.com
Estrella Insurance
1108 Normandy Dr, Miami Beach, FL 33141
(305) 867-0444 agents.estrellainsurance.com
Del Toro Insurance - Buenos Aires Insurance - Miami Beach
6988 Indian Creek Dr, Miami Beach, FL 33141
(786) 523-0340 deltoroinsurance.com
A & T Insurance Brokerage Inc
800 71st St #1, Miami Beach, FL 33141
(305) 868-1148 atinsurancebrokers.com
South Beach Insurance Agency
1000 Lincoln Rd STE 240, Miami Beach, FL 33139
(305) 532-7623 southbeachinsurance.com

Auto insurance agents in Miami Beach Florida help drivers meet state requirements and find suitable coverage. Florida law mandates Personal Injury Protection (PIP) and Property Damage Liability (PDL) for all drivers. An agent can explain these requirements and help you compare policies from different carriers.

What Does a Auto Insurance Agent in Miami Beach Cost?

Auto insurance costs in Florida average around 2000 to 3000 per year for full coverage but rates vary by driver. Factors include your age driving record credit score and the type of vehicle. Miami Beach drivers may see higher rates due to local traffic density and accident statistics. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in Florida?
Florida requires at least 10000 in Personal Injury Protection (PIP) and 10000 in Property Damage Liability (PDL). PIP covers medical expenses regardless of fault. PDL covers damage you cause to another persons property.
Do I need uninsured motorist coverage in Miami Beach?
Uninsured motorist coverage is not required by Florida law but is strongly recommended. It covers your injuries if a driver without insurance hits you. Your agent can explain how this coverage works and help you decide on limits.
How can an auto insurance agent help me in Miami Beach?
An agent can review your driving history vehicle type and coverage needs to find appropriate policies. They explain Florida specific laws such as the 14 day rule for reporting accidents. Agents also assist with claims and policy changes.