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Looking for a auto insurance agent in Lutz? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Lutz, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 6 auto insurance agents in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dennis Insurance Agency, Inc.
209 Crystal Grove Blvd STE 101, Lutz, FL 33548
(813) 949-6480
dennisagency.com
ABC Dennis Insurance
1022 Land O' Lakes Blvd STE 103, Lutz, FL 33549
(813) 949-7765
abcdennisinsurance.com
Florida Insurance Team
1843 Collier Pkwy, Lutz, FL 33549
(888) 249-8396
flinsuranceteam.com
Insurance Finders of Florida
25200 Sawyer Francis Ln Suite 106, Lutz, FL 33559
(813) 807-7020
insurancefindersofflorida.com
GreatFlorida Insurance - Milane Miranda
24140 FL-54 Suite 105, Lutz, FL 33559
(813) 949-2995
lutz.greatflorida.com
Florida Premier Insurance Agency
24740 FL-54, Lutz, FL 33559
(813) 909-6333
flpremierinsurance.com
Auto insurance agents in Lutz Florida help drivers find coverage that meets state requirements. Florida law mandates Personal Injury Protection (PIP) of at least 10000 dollars and Property Damage Liability (PDL) of at least 10000 dollars. An agent can explain these minimums and help you choose additional options like collision or comprehensive coverage.
What Does a Auto Insurance Agent in Lutz Cost?
The average cost of auto insurance in Florida is around 2000 to 3000 dollars per year for full coverage, but rates vary widely based on your driving record, age, and vehicle. Minimum coverage policies may cost 800 to 1500 dollars annually. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to get auto insurance in Lutz?
You need a valid Florida drivers license, vehicle title or registration, and your driving history. The agent will also ask about your vehicle make and model to provide a quote.
How do auto insurance agents in Lutz help with Florida no-fault laws?
Florida is a no-fault state, meaning your own insurance pays for medical expenses after an accident regardless of fault. An agent can explain how PIP coverage works and help you select appropriate limits.
Can an auto insurance agent in Lutz help me save money on my policy?
Yes. Agents can review discounts such as safe driver, multi-policy, and anti-theft device discounts. They can also help you compare rates from different insurers to find a policy that fits your budget.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.