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Find Auto Insurance Agents Near You in Indian Harbour Beach, FL
Directory of auto insurance agents in Indian Harbour Beach, Florida. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Indian Harbour Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 auto insurance agents in Indian Harbour Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Barnett - State Farm Insurance Agent
515 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
(321) 773-7553
danbarnettagency.com
Deborah Rufo Insurance Agency - a OneGroup Company
475 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
(321) 341-9500
dkrufoinsurance.com
Assurance Enterprise
1790 Jimmy Buffett Mem Hwy, Indian Harbour Beach, FL 32937
(870) 947-0155
Future Fit Insurance FL
1891 Jimmy Buffett Mem Hwy, Indian Harbour Beach, FL 32937
(321) 376-6122
An auto insurance agent in Indian Harbour Beach can help you navigate Florida specific coverage requirements. Florida law mandates Personal Injury Protection (PIP) of at least 10,000 dollars and Property Damage Liability of 10,000 dollars. A local agent can explain how these minimums apply to your situation and help you find a policy that fits your needs.
What Does a Auto Insurance Agent in Indian Harbour Beach Cost?
Auto insurance costs in Florida vary widely based on your driving record, age, vehicle type, and coverage levels. Average annual premiums in Florida range from 1,200 to 2,500 dollars for minimum coverage and 2,500 to 4,500 dollars for full coverage. Indian Harbour Beach rates may be slightly different due to local traffic patterns and claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Florida?
Florida requires every driver to carry Personal Injury Protection (PIP) of at least 10,000 dollars and Property Damage Liability (PDL) of at least 10,000 dollars. Bodily Injury Liability is not required by state law but is strongly recommended to protect your assets.
Do I need uninsured motorist coverage in Indian Harbour Beach?
Uninsured motorist coverage is not required by Florida law but is highly recommended. It helps pay for your injuries if you are hit by a driver without insurance or a hit and run driver. Your agent can explain how this coverage works with your PIP policy.
Can I get a discount on my auto insurance in Florida?
Yes, many insurers offer discounts for safe driving, completing a defensive driving course, having multiple policies, or installing anti-theft devices. Ask your Indian Harbour Beach agent about available discounts to lower your premium.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.