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Compare Auto Insurance Agents in San Luis Obispo, CA

Looking for a auto insurance agent in San Luis Obispo? Review the directory below to compare your options.

20 agents listed
Updated May 2026
San Luis Obispo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 auto insurance agents in San Luis Obispo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA San Luis Obispo Insurance and Member Services
1445 Calle Joaquin, San Luis Obispo, CA 93405
(805) 543-6454 ace.aaa.com
Mike Smith - State Farm Insurance Agent
1608 Johnson Ave, San Luis Obispo, CA 93401
(805) 546-8393 sfslo.com
Catherine Riedstra - State Farm Insurance Agent
3591 Sacramento Dr STE 114, San Luis Obispo, CA 93401
(805) 466-4355 catherineriedstra.com
Susan Rodriguez - State Farm Insurance Agent
799 Foothill Blvd D, San Luis Obispo, CA 93405
(805) 783-7050 rodriguezinsurance.com
Farmers Insurance - Jennifer White
1228 Broad St, San Luis Obispo, CA 93401
(805) 548-8530 agents.farmers.com
Orange Auto Insurance
2146 Parker St Suite A2, San Luis Obispo, CA 93401
(805) 439-3999 orangeautoins.com
Todd Thomas - State Farm Insurance Agent
1238 Marsh St, San Luis Obispo, CA 93401
(805) 543-0650 toddthomasagency.com
Marc Amesse - State Farm Insurance Agent
2251 Broad St A, San Luis Obispo, CA 93401
(805) 543-0889 slosfagent.com
Polk Insurance Agency
1443 Marsh St, San Luis Obispo, CA 93401
(805) 544-6454 polkins.com
SLO Insurance Services
1494 Mill St, San Luis Obispo, CA 93401
(805) 543-7564 sloinsurance.com
Morris & Garritano Insurance
1122 Laurel Ln, San Luis Obispo, CA 93401
(805) 543-6887 morrisgarritano.com
McGee Insurance Agency
2000 Broad St, San Luis Obispo, CA 93401
(805) 543-8833 mcgeeinsurance.com
Minton Insurance
1042 Pacific St # E, San Luis Obispo, CA 93401
(805) 546-8113 minton-insurance.com
Goosehead Insurance -- Donaldson Agency
820 Walnut St Suite D, San Luis Obispo, CA 93401
(805) 242-4900 tinaldonaldson.com
Coast Auto Insurance Services, Inc.
3121 S Higuera St # I, San Luis Obispo, CA 93401
(805) 544-1990 coastautoinsurance.com
Relation Insurance - Engle & Associates Group
1236 Higuera St, San Luis Obispo, CA 93401
(805) 781-6336 engleinsurance.com
Farmers Insurance - Trevor Moriarty
355 Pacific St, San Luis Obispo, CA 93401
(805) 544-8300 agents.farmers.com
Farmers Insurance - Joshua Wright
11573 Los Osos Valley Rd f, San Luis Obispo, CA 93405
(805) 541-3942 agents.farmers.com
Peterson and Grantham Insurance Brokers SLO
2436 Broad St, San Luis Obispo, CA 93401
(805) 544-9000 png-insurance.com
R.L. Insurance Associates Inc.
1363 Marsh St suite a, San Luis Obispo, CA 93401
(805) 783-7130 rlassoc.com

Auto insurance agents in San Luis Obispo help drivers find policies that meet California state requirements. California law mandates minimum liability coverage of 15/30/5, which means 15000 dollars for injury per person, 30000 dollars for injury per accident, and 5000 dollars for property damage. A local agent can explain these requirements and help you choose additional coverage like uninsured motorist protection.

What Does a Auto Insurance Agent in San Luis Obispo Cost?

The average cost of auto insurance in California is around 1800 to 2200 dollars per year for full coverage, but rates vary by city and driver profile. In San Luis Obispo, factors like your driving record, vehicle type, and credit score affect your premium. Minimum liability coverage may cost 500 to 800 dollars per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an auto insurance agent in San Luis Obispo do?
An auto insurance agent helps you compare policies from different companies and find coverage that fits your needs. They explain California insurance laws and help you file claims. Agents can also advise on discounts for safe driving or bundling policies.
Is it required to have an agent to buy car insurance in California?
No, you can buy car insurance directly from an insurance company online or by phone. However, an agent can provide personalized advice and help you understand complex coverage options. Many drivers in San Luis Obispo use agents to save time and avoid gaps in coverage.