The top-rated auto insurance agent in Palo Alto, California is ERGO NEXT (NEXT Insurance), rated 4.5 stars across 966 reviews. Other highly rated options include Candice Kistner - State Farm Insurance Agent, WHINS Insurance Agency, Farmers Insurance - Jay Schmidt. This directory lists 12 auto insurance agents serving Palo Alto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ERGO NEXT (NEXT Insurance) | 975 California Ave | (855) 222-5919 |
| 2 | Candice Kistner - State Farm Insurance Agent | 576 Cambridge Ave | (650) 424-1100 |
| 3 | WHINS Insurance Agency | 300 Hamilton Ave #1002 | (650) 899-1115 |
| 4 | Farmers Insurance - Jay Schmidt | 459 Hamilton Ave UNIT 207 | (650) 329-8711 |
| 5 | Allstate Insurance Agent Harold Lorber | 467 Hamilton Ave #11 | (650) 322-5191 |
| 6 | Amanda Martin - State Farm Insurance Agent | Charleston Shopping Center, 3968 Middlefield Rd | (650) 494-1404 |
| 7 | Insurance by Lee Aldinger Insurance | 460 California Ave Suite #203 | (650) 326-3350 |
| 8 | Marketside Insurance Services | 4083 Transport St | (650) 858-1123 |
| 9 | Allied Brokers Insurance Agency, Inc. | 591 Lytton Ave | (650) 328-1000 |
| 10 | Art Young Insurance Agency | 415 Cambridge Ave # 6 | (650) 838-1080 |
ERGO NEXT (NEXT Insurance) serves the Palo Alto, California metro area as a local auto insurance agent. The company helps clients secure liability coverage and personal injury protection required by state law. It works with drivers to understand policy options for various vehicle types and driving histories. Policyholders receive guidance on deductibles and coverage limits tailored to local traffic conditions. The agency also assists with roadside assistance and comprehensive claims processing in this region.
Candice Kistner - State Farm Insurance Agent provides auto insurance policies along with related coverage options such as liability, collision, and comprehensive plans. The agency offers personalized service to help customers select appropriate coverage limits and deductibles. Policyholders can access ongoing support for claims processing and policy revisions. The agency serves a variety of vehicle owners, including those with single-family homes, apartments, retail spaces, and restaurants.
WHINS Insurance Agency serves homeowners, drivers, and small business owners in Palo Alto, California, helping them secure auto insurance coverage tailored to their daily commutes and family vehicles. The agency provides guidance on policy options, including liability, collision, and comprehensive protection, while explaining coverage limits and deductibles clearly. Clients benefit from assistance with claims filing and policy reviews to adjust coverage as their driving needs change. WHINS Insurance Agency also offers its auto insurance services to residents in nearby Mountain View, ensuring convenient access for those across the mid-Peninsula area.
Serving Palo Alto and the surrounding communities of the Santa Clara Valley, Farmers Insurance - Jay Schmidt provides auto insurance coverage for area drivers. The agency helps clients evaluate their liability, collision, and comprehensive policy options to meet financial protection needs. For each typical client, it reviews driving history and vehicle details to recommend a tailored personal policy that fits within their specific budget and lifestyle requirements.
When selecting an auto insurance agent, a customer may choose a single-policy purchase or an ongoing relationship for evolving coverage needs. Allstate Insurance Agent Harold Lorber in Palo Alto, CA provides policies designed to protect drivers against liability, collision, and comprehensive risks. As a local representative, this agent can explain standard coverage options and help tailor policies to individual driving circumstances. Services are available on an as-needed basis, allowing clients to request policy reviews or quotes whenever they anticipate a change.
Amanda Martin - State Farm Insurance Agent in Palo Alto, CA offers tailored auto insurance policies for local drivers. The agency also provides general coverage consultations, helping clients navigate policy options to match their specific vehicles and driving habits. It works to keep families protected on the road. As the rainy season arrives in the Bay Area, it assists customers in reviewing their comprehensive coverage to guard against potential flood damage.
With the arrival of the rainy season in Palo Alto, many drivers begin reviewing their existing coverage levels. Insurance by Lee Aldinger Insurance assists local motorists in evaluating their policies to confirm they meet state minimum requirements while addressing personal needs like collision and comprehensive protections. The agent works closely with each client to explain liability limits and uninsured motorist options. An initial review begins with a no-obligation consultation to assess the driver's current policy and individual risk factors, followed by a step-by-step inspection of the vehicle.
Marketside Insurance Services serves residential clients in Palo Alto and the surrounding areas, offering personalized guidance for personal auto policies to protect everyday vehicles. Additionally, they handle commercial coverage needs for local businesses that require fleet or liability protection. Their service area extends to clients throughout the broader Bay region. They provide clear explanations of policy options and coverage limits to ensure informed decisions. After helping clients secure appropriate plans, they encourage follow-up conversations and offer adjustments to coverage between regular policy review visits to accommodate changing circumstances.
Allied Brokers Insurance Agency, Inc. works with clients to secure personal auto coverage for their daily driving needs. The agency also helps drivers add specialty protections such as roadside assistance and rental car reimbursement to their policies. Serving the Palo Alto area, the company assists individuals, families, and commercial clients in evaluating their vehicle insurance options. Its commercial sector work extends to liability and fleet coverage for local offices, warehouses, and food service businesses.
Art Young Insurance Agency in Palo Alto, CA is known for providing personalized auto insurance coverage tailored to local drivers. The agency works closely with clients to assess their individual driving needs, helping them choose appropriate liability and collision options. It offers professional guidance through the policy selection process, ensuring customers understand coverage limits and deductibles. For added protection, the agency can arrange uninsured motorist coverage against collisions with drivers carrying insufficient insurance.
What Does an a Auto Insurance Agent in Palo Alto Cost?
The average cost of auto insurance in California is about 1800 to 2500 dollars per year for full coverage, though rates vary widely based on driving record, vehicle type, and location. In Palo Alto, factors like local traffic density and crime rates can influence premiums. This is general information and not insurance advice.
About auto insurance agents in Palo Alto
Auto insurance agents in Palo Alto help drivers find coverage that meets California state requirements. California law mandates minimum liability coverage of 15/30/5, which means 15000 dollars for injury per person, 30000 dollars for injury per accident, and 5000 dollars for property damage. Agents can also explain additional options like uninsured motorist coverage and comprehensive plans for local driving conditions.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires liability insurance with at least 15000 dollars per person for bodily injury, 30000 dollars per accident for bodily injury, and 5000 dollars per accident for property damage. This is known as 15/30/5 coverage.
How can an auto insurance agent in Palo Alto help me?
An agent can compare policies from multiple insurers to find coverage that fits your needs and budget. They can also explain California specific rules like the low cost auto insurance program for eligible drivers.
Do I need uninsured motorist coverage in California?
Uninsured motorist coverage is not required by California law but is strongly recommended. It protects you if you are hit by a driver without insurance or in a hit and run accident.
Auto Insurance Agents in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Auburn · Azusa · Bakersfield · Baldwin Park