The top-rated auto insurance agent in Palm Desert, California is Janelle Cyrus - State Farm Insurance Agent, rated 4.9 stars across 428 reviews. Other highly rated options include Primerica-Palm Desert, Palm Desert Insurance, Daniel King - State Farm Insurance Agent. This directory lists 19 auto insurance agents serving Palm Desert.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Janelle Cyrus - State Farm Insurance Agent | 42335 Washington St Ste A | (760) 834-8833 |
| 2 | Primerica-Palm Desert | 42575 Melanie Pl STE K | (760) 899-3893 |
| 3 | Palm Desert Insurance | 73241 CA-111 ste 1-b | (760) 341-2345 |
| 4 | Daniel King - State Farm Insurance Agent | 44740 Monterey Ave | (760) 776-1800 |
| 5 | Farmers Insurance - Jocsan Rendon | 73880 Alessandro Dr Ste A | (760) 531-4161 |
| 6 | Carmen Valencia | 73880 Alessandro Dr Ste A | (760) 531-4161 |
| 7 | Insurance Incorporated - Palm Desert | 77564 Country Club Dr Ste 204D | (760) 867-0111 |
| 8 | Ascend Insurance Agency | 36917 Cook St STE 101 | (760) 341-3477 |
| 9 | Collective Insurance Solutions LLC | 77-711 Flora Rd Suite 325 | (760) 600-5605 |
| 10 | Jump Insurance Services | 77682 Country Club Dr STE I | (760) 610-6145 |
Janelle Cyrus - State Farm Insurance Agent serves the Palm Desert, California area as a local auto insurance agent. The company assists drivers with obtaining and managing vehicle coverage that meets California state requirements. Customers can work with the agent to review their policy options and adjust coverage limits as their needs change over time. The office provides support for processing policy changes and filing claims. Specific services handled in this area include liability and collision auto insurance options.
Primerica-Palm Desert provides auto insurance coverage to drivers in Palm Desert, California, offering policies tailored to meet state requirements and individual needs. Their service plans include assistance with policy selection, claims processing, and periodic coverage reviews to ensure adequate protection as circumstances change. The agency also helps clients understand their options for liability, collision, and comprehensive coverage. It services single-family homes, apartments, retail establishments, and restaurants, making its insurance solutions available to both residential and commercial property owners in the local area.
Homeowners, renters, and drivers in Palm Desert, CA turn to Palm Desert Insurance for their auto insurance needs. The agency helps clients navigate coverage options, including liability, collision, and comprehensive policies tailored to individual driving habits and budgets. By assessing each customer’s unique situation, they aim to find appropriate protection for vehicles of all types. They also serve residents in nearby Cathedral City, ensuring more drivers in the Coachella Valley have access to local, professional auto insurance guidance.
Some auto insurance needs are one-time policy changes, while others require ongoing service like updating coverage for a new vehicle or driver. As a local auto insurance agent in Palm Desert, California, Daniel King - State Farm Insurance Agent helps customers select coverage that fits their situation, whether for liability or comprehensive protection. Standard policies include assistance with claims and adjusting limits over time. Service is provided on both a one-time and an as-needed basis, with no fixed appointment schedule required for consultations or policy adjustments.
Serving Palm Desert and the surrounding communities in the Coachella Valley, Farmers Insurance - Jocsan Rendon handles auto insurance policies for area drivers. The agency works with clients to find coverage that meets their specific needs and vehicle usage. Typical services include helping customers select appropriate liability limits, uninsured motorist protection, and collision coverage. Each policy review begins with a detailed assessment of the driver's commuting patterns and personal risk factors, which then informs the personalized coverage recommendation provided.
Carmen Valencia specializes in providing tailored auto insurance policies to meet individual driving needs, from liability coverage to comprehensive plans that protect against vehicle damage and theft. Serving the Palm Desert area, this agency assists clients in evaluating their insurance requirements, explaining policy options, and handling claims efficiently to ensure dependable support. During the intense summer heat of the Coachella Valley, it helps drivers review their coverage for risks like heat-related battery failures or sunbaked windshield cracks that demand swift attention.
Insurance Incorporated - Palm Desert helps clients in the Palm Desert area obtain personal auto insurance policies, including liability and collision coverage. For additional protection, the agency can arrange comprehensive add-ons such as roadside assistance and rental car reimbursement. These services are tailored to meet the needs of local drivers. Beyond individual vehicles, the agency also provides coverage solutions for commercial sectors, including offices, warehouses, and food service establishments that operate vehicle fleets.
Serving residential clients in Palm Desert, Ascend Insurance Agency helps homeowners and renters find appropriate protection for their vehicles. Commercial auto insurance coverage is also available for businesses operating in the local area. The agency assists with comparing policy options and explaining coverage limits to ensure informed choices are made. After completing an initial policy review, the team follows up to address any changes needed before the next scheduled renewal visit, ensuring consistent service for returning customers.
Collective Insurance Solutions LLC in Palm Desert, CA, is known for providing personalized auto insurance coverage to local drivers. The agency serves clients throughout the Coachella Valley, helping them navigate policy options that meet both their budget and legal requirements. General agents here work closely with multiple carriers to compare liability, collision, and comprehensive plans. A specialty service offered by this company includes adding roadside assistance coverage to a standard policy.
Jump Insurance Services provides auto insurance for residential customers in Palm Desert, California, and also offers commercial coverage for local businesses throughout the region. The agency works with nearby clients to find suitable policies that meet state requirements and personal needs. After securing initial coverage, the office can contact clients for periodic policy reviews or to handle updates between regular visits, ensuring that any changes in driving habits or vehicle ownership are properly documented.
What Does an a Auto Insurance Agent in Palm Desert Cost?
Auto insurance costs in Palm Desert vary based on driver age, vehicle, and coverage level. Average annual premiums in California range from 1,200 to 2,500 dollars for full coverage. Minimum liability policies may cost 500 to 800 dollars per year. Rates also depend on local accident statistics and theft rates. This information is general and does not constitute insurance advice.
About auto insurance agents in Palm Desert
Auto insurance agents in Palm Desert, California help drivers find coverage that meets state requirements. California law mandates minimum liability limits of 15/30/5, meaning 15,000 dollars per person for injury and 30,000 dollars per accident. Local agents can also explain optional coverages like uninsured motorist protection and comprehensive plans.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires liability coverage of 15,000 dollars per person for bodily injury, 30,000 dollars per accident for bodily injury, and 5,000 dollars for property damage. All drivers must carry this minimum coverage to legally operate a vehicle.
How can an auto insurance agent in Palm Desert help me?
An agent can review your driving history and vehicle type to find suitable policies from multiple insurers. They explain coverage options, help with claims, and ensure you meet California legal requirements.
Does my credit score affect auto insurance rates in California?
California law generally prohibits insurers from using credit scores to set auto insurance rates. Insurers instead consider factors like driving record, age, vehicle type, and annual mileage.
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