The top-rated auto insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,562 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Julio's Auto Insurance. This directory lists 24 auto insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Julio's Auto Insurance | 505 S Oxnard Blvd | (805) 487-8610 |
| 5 | Auto International Insurance | 4015 Saviers Rd | (805) 247-9100 |
| 6 | Adriana's Insurance Services | 121 E Gonzales Rd | (805) 430-4680 |
| 7 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 8 | Efrain Cazares - State Farm Insurance Agent | 4300 Tradewinds Dr #160 | (805) 205-8222 |
| 9 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 10 | Jimmy Dang: Allstate Insurance | 3667 W 5th St | (805) 984-2009 |
Pacific Preferred Insurance serves the Oxnard, California area as an auto insurance agent. The agency assists local drivers by comparing coverage options from multiple carriers to meet individual needs and budgets. Its advisors help clients understand policy details, including liability limits and comprehensive protections. Pacific Preferred Insurance handles new policy enrollments and annual policy reviews for Oxnard residents.
Ray Gonzales - State Farm Insurance Agent in Oxnard, CA, provides auto insurance along with additional personal coverage options to help protect local drivers. Policyholders can select from various deductibles and liability limits, with access to convenient online account management and claims reporting through the agency’s customer portal. Standard maintenance and policy review services ensure coverage keeps pace with changing needs. The agency services a range of properties including single-family homes, apartments, retail spaces, and restaurants throughout the Oxnard area.
Charles Allison - State Farm Insurance Agent serves the Oxnard area and its surrounding communities in Ventura County, handling auto insurance policies for local drivers. The agency coordinates coverage options to meet legal requirements and protect personal vehicles against common risks like accidents and theft. On a typical job, the agent reviews the client’s driving profile and vehicle details to find appropriate liability, collision, and comprehensive plans tailored to individual needs.
Julio's Auto Insurance serves local drivers, families, and commuters in Oxnard, California, helping them secure liability, collision, and comprehensive coverage that meets state requirements. As an auto insurance agent, the company works closely with clients to explain policy options and tailor protection to individual driving needs and budgets. It also assists with claims guidance and policy updates to ensure continuous coverage. In addition to serving Oxnard, Julio's Auto Insurance extends its services to covering drivers throughout the nearby Ventura area.
Whether a driver needs a single policy or ongoing adjustments as life circumstances change, Auto International Insurance in Oxnard, CA offers both one-time and recurring service options tailored to individual needs. Coverage typically includes liability, collision, and comprehensive plans, along with uninsured motorist protection to meet local legal requirements. Consultations focus on evaluating personal driving habits and vehicle usage to determine appropriate limits and deductibles. Service for existing clients runs on an as-needed basis, allowing customers to request updates or file claims whenever required without a fixed schedule.
Adriana's Insurance Services assists clients in Oxnard, California, with obtaining auto insurance policies that meet local driving requirements. The company can also facilitate add-on coverage options such as roadside assistance and rental car reimbursement for added protection on the road. This local agency helps drivers compare plans tailored to their vehicles and budgets. Commercial insurance services are available for business needs, including protection for offices, warehouses, and food service operations.
Veronica's Insurance Oxnard offers personalized auto insurance coverage, tailoring policies to fit individual driving needs and vehicle types. In addition to standard liability and collision plans, it helps clients navigate comprehensive protection for unforeseen events. Serving the Oxnard area, the company assists customers in comparing options to secure appropriate rates. As the holiday season approaches with increased traffic and weather-related risks, it guides drivers in adjusting their coverage to address these specific local hazards.
As the Santa Ana winds pick up in Oxnard, drivers often want to review their collision coverage before the fire season peaks. Efrain Cazares - State Farm Insurance Agent helps local motorists compare liability limits and comprehensive plans suited to California coastal conditions. The agency can explain how uninsured motorist protection works for commuters on congested highways like the 101. A typical first step with this auto insurance agent involves a brief inspection of the vehicle along with a discussion of mileage and driving history.
Ceja Insurance Agency offers auto insurance coverage for drivers in the Oxnard area. The agency also specializes in additional policies for vehicles and homes, helping clients protect their personal property. Agents work to match residents with appropriate plans and required liability levels. Local drivers can also obtain tailored policies for commercial needs. The agency serves commercial sectors including offices, warehouses, and food service operations.
Jimmy Dang Allstate Insurance serves the Oxnard area with residential auto insurance policies tailored for local drivers. Commercial coverage options are also available for businesses needing vehicle protection. The agency works with clients in the surrounding region to match policies to individual needs. Licensed professionals can guide customers through available types of coverage and assist when claims arise. Regular follow-up is conducted with each policyholder to adjust coverage as life circumstances change, ensuring continued protection between scheduled visits for ongoing account reviews.
What Does an a Auto Insurance Agent in Oxnard Cost?
Auto insurance costs in California vary widely. The average annual premium in the state is around 1900 dollars but Oxnard drivers may pay more or less based on their profile. Minimum liability coverage can start around 600 dollars per year while full coverage often ranges from 1400 to 3000 dollars annually. This is general information and not insurance advice.
About auto insurance agents in Oxnard
Auto insurance agents in Oxnard California help drivers find coverage that meets state requirements and local needs. California law requires all drivers to carry liability insurance with minimum limits of 15/30/5. An agent can explain these requirements and help you choose a policy that fits your budget and driving habits.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires minimum liability coverage of 15/30/5. This means 15000 dollars for injury or death per person 30000 dollars per accident and 5000 dollars for property damage. An Oxnard agent can help you understand if higher limits are right for you.
How do I find a licensed auto insurance agent in Oxnard?
You can verify an agent license through the California Department of Insurance website. Many agents in Oxnard specialize in local driving conditions and can offer policies from multiple carriers. Ask about discounts for safe driving or bundling policies.
What factors affect auto insurance rates in Oxnard California?
Rates in Oxnard are influenced by your driving record age vehicle type and credit history. Location also matters as areas with higher traffic or theft rates may have higher premiums. An agent can compare quotes from different companies to find a competitive rate.
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