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Browse auto insurance agents serving Needles, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Needles, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 auto insurance agents in Needles, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Janet Jernigan
920 W Broadway St, Needles, CA 92363
(760) 326-4007
content.naic.org
Farmers Insurance Group
920 W Broadway St, Needles, CA 92363
(760) 326-4007
farmers.com
Nationwide Insurance: Mountain Pacific Insurance And Financial Services
121 F St Ste 2, Needles, CA 92363
(760) 326-5335
agency.nationwide.com
Jernigan Insurance
920 W Broadway St, Needles, CA 92363
(760) 326-4007
Nationwide Insurance: Carrie Bruggenwirth
1410 W Broadway St ste # a, Needles, CA 92363
(760) 820-4742
nationwide.com
Auto insurance agents in Needles, California help drivers find policies that meet state minimum liability requirements. California law requires all drivers to carry 15/30/5 coverage, which means 15000 dollars for injury per person, 30000 dollars for injury per accident, and 5000 dollars for property damage. Local agents can also advise on additional coverage for desert driving conditions and long highway commutes along Interstate 40.
What Does a Auto Insurance Agent in Needles Cost?
The average cost of auto insurance in California is about 1800 dollars per year for a standard policy, but rates in Needles may vary. Factors like your driving record, vehicle type, and coverage limits affect the price. Minimum liability coverage can start around 500 to 800 dollars per year for a good driver. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires all drivers to have liability insurance with limits of 15/30/5. This covers 15000 dollars for bodily injury per person, 30000 dollars for bodily injury per accident, and 5000 dollars for property damage. Uninsured motorist coverage is optional but recommended.
How do I find a licensed auto insurance agent in Needles?
You can verify an agent license through the California Department of Insurance website. Local agents in Needles are listed in the phone book or through online directories. Many agencies serve the tri-state area around Needles.
Can I get auto insurance if I have a bad driving record in California?
Yes, California has an assigned risk plan called the California Automobile Assigned Risk Plan (CAARP) for high-risk drivers. Many agents in Needles can help you apply for this program. Premiums will be higher than standard rates.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.