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Find Auto Insurance Agents Near You in Monterey, CA

Browse auto insurance agents serving Monterey, California. Updated 2026-07-14.

The top-rated auto insurance agent in Monterey, California is Jim Rinehart - State Farm Insurance Agent, rated 5.0 stars across 280 reviews. Other highly rated options include AAA Monterey Branch, Farmers Insurance - Jessica Connally, Natalie Hungerford: Allstate Insurance. This directory lists 18 auto insurance agents serving Monterey.

Showing 18 auto insurance agents in Monterey, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jim Rinehart - State Farm Insurance Agent2511 Garden Rd Suite C-125(831) 393-8500
2AAA Monterey Branch53 Soledad Dr(831) 645-1900
3Farmers Insurance - Jessica Connally404 W Franklin St Ste 102(831) 424-0829
4Natalie Hungerford: Allstate Insurance591 Hartnell St(831) 642-6400
5Christopher Thom: Allstate Insurance201 Calle Del Oaks Ste A(831) 373-2791
6Chuck Hewett - State Farm Insurance Agent9 Soledad Dr C(831) 372-8006
7Capital Insurance Group1 Lower Ragsdale Dr(877) 200-4220
8Cowell & Smith Insurance Agency2250 N Fremont St(831) 372-5800
9Ray Martin - State Farm Insurance Agent2115 N Fremont St(831) 646-9520
10Ragsdale Auto Insurance Partners8 Harris Ct ste c 5(520) 564-4660
JR
2511 Garden Rd Suite C-125
Jim Rinehart - State Farm Insurance Agent
Auto Insurance Agent · Monterey, CA

Jim Rinehart - State Farm Insurance Agent serves the Monterey, California area, providing auto insurance and related coverage solutions to local drivers. This agency assists clients in understanding their policy options, including liability, collision, and comprehensive protection tailored to regional driving conditions. Customers can discuss claims assistance and obtain personalized quotes for their vehicles in the Monterey Peninsula region.

AM
53 Soledad Dr
AAA Monterey Branch
Auto Insurance Agent · Monterey, CA

AAA Monterey Branch provides auto insurance services for drivers in the Monterey area. The agency assists clients with policy selection, coverage adjustments, and claims support for personal vehicles. Ongoing service plans include policy reviews and renewal management to ensure adequate protection. The branch also offers guidance on liability, collision, and comprehensive coverage options tailored to individual driving needs. It services single-family homes, apartments, retail establishments, and restaurants, addressing the auto insurance requirements of both residents and local business operators in the community.

FI
404 W Franklin St Ste 102
Farmers Insurance - Jessica Connally
Auto Insurance Agent · Monterey, CA

Farmers Insurance - Jessica Connally serves homeowners, drivers, and small business owners in and around Monterey, California. The agency provides auto insurance policies designed to protect vehicles and meet state coverage requirements. Customers also have access to home, renters, and commercial insurance options through this local office. Individual coverage needs are discussed during personalized consultations. The agency additionally assists clients in nearby communities such as Seaside, extending its auto insurance services throughout the broader Monterey Peninsula region.

NH
591 Hartnell St
Natalie Hungerford: Allstate Insurance
Auto Insurance Agent · Monterey, CA

Serving Monterey and the surrounding communities of the Central Coast, Natalie Hungerford: Allstate Insurance handles personal auto insurance needs for local drivers. It assists clients in choosing coverage that meets their specific driving habits and vehicle requirements. The agency helps customers understand the various liability, collision, and comprehensive options available to protect their vehicles. For a typical job, the agent consults directly with the client to review their existing policy and discuss adjustments that can better align with their current budget and driving situation.

CT
201 Calle Del Oaks Ste A
Christopher Thom: Allstate Insurance
Auto Insurance Agent · Monterey, CA

Christopher Thom: Allstate Insurance serves the Monterey, CA area with both one-time policy reviews and ongoing personal service for auto coverage. As an auto insurance agent, they help local drivers navigate options such as liability, collision, and comprehensive protection. Their role includes explaining policy details and available discounts, guiding clients through claims processes, and adjusting coverage as needs change. Service is provided on an as-needed basis, available whenever a client requires assistance with their policy or has a question about their coverage.

CH
9 Soledad Dr C
Chuck Hewett - State Farm Insurance Agent
Auto Insurance Agent · Monterey, CA

As Monterey’s scenic coastal roads draw both locals and tourists, seasonal weather and varied driving conditions increase the need for reliable protection. Chuck Hewett - State Farm Insurance Agent addresses this by offering tailored auto insurance coverage that aligns with area risks. The agent focuses on explaining policy options clearly, helping each driver understand deductibles and liability limits. To begin the process, they schedule a brief inspection of the vehicle to assess its condition and confirm the information for an accurate initial quote.

CI
1 Lower Ragsdale Dr
Capital Insurance Group
Auto Insurance Agent · Monterey, CA

Capital Insurance Group offers auto insurance coverage, liability protection, and policy bundling options for drivers in Monterey. Serving local residents and commuters, it helps clients assess their coverage needs and select appropriate deductibles. The agency provides support for claims filing and policy adjustments amid life changes. With Monterey’s coastal fog reducing visibility on Highway 1, it advises drivers on adding comprehensive coverage against weather-related accidents.

CS
2250 N Fremont St
Cowell & Smith Insurance Agency
Auto Insurance Agent · Monterey, CA

Cowell & Smith Insurance Agency provides auto insurance for residents and drivers in Monterey, California, with coverage options available for commercial vehicles typically used by local businesses in the area. Their service area encompasses Monterey and surrounding communities along the central coast. They work with clients to tailor policies for varying levels of protection. After the initial policy is issued, the agency remains available to answer questions and adjust coverage between a client’s regular renewal visits.

RM
2115 N Fremont St
Ray Martin - State Farm Insurance Agent
Auto Insurance Agent · Monterey, CA

Ray Martin - State Farm Insurance Agent in Monterey, CA is known for offering personalized auto insurance policies that protect drivers against liability, collision, and comprehensive risks. The agency helps local residents navigate coverage options that meet California state requirements while tailoring plans to individual driving habits and vehicle types. Clients can review policy details and adjust deductibles during appointments at the office. For added security, the agency also provides roadside assistance coverage to handle flat tires, lockouts, and towing needs.

RA
8 Harris Ct ste c 5
Ragsdale Auto Insurance Partners
Auto Insurance Agent · Monterey, CA
CS
2250 N Fremont St
Cowell & Smith Insurance Agency
Auto Insurance Agent · Monterey, CA
(831) 372-5800
cowellandsmith.com
FP
482 Alvarado St
Finch and Pirkle Insurance
Auto Insurance Agent · Monterey, CA
(831) 372-1206
finchandpirkleinsurance.com
FI
1193 10th St
Farmers Insurance - Anthony Parker
Auto Insurance Agent · Monterey, CA
(831) 648-7090
agents.farmers.com/ca/monterey/anthony-parker
HI
401 Fremont St Unit 100
HUB International
Auto Insurance Agent · Monterey, CA
(831) 373-4925
hubinternational.com/offices/us/california/monterey
NI
480 Calle Principal Ste 4
Nationwide Insurance: Maffei Insurance & Financial Services
Auto Insurance Agent · Monterey, CA
(831) 920-6533
agency.nationwide.com/ca/monterey/93940/donald-b-maffei
WG
400 Camino Aguajito # 200
Willow Glen Insurance
Auto Insurance Agent · Monterey, CA
(831) 655-1200
willowgleninsurancemonterey.com
BI
444 Pearl St
Bray Insurance
Auto Insurance Agent · Monterey, CA
(831) 375-1600
brayinsurance.com
ET
444 Pearl St
Elite Total Insurance Services
Auto Insurance Agent · Monterey, CA
(866) 979-3548
elitetotalinsurance.com

What Does an a Auto Insurance Agent in Monterey Cost?

The average cost of auto insurance in California is around 1,500 to 2,000 dollars per year for full coverage but rates vary widely. Factors include your age driving record location in Monterey and the type of vehicle. Minimum liability coverage may cost 500 to 800 dollars annually. This is general information and not insurance advice.

About auto insurance agents in Monterey

An auto insurance agent in Monterey California can help you find a policy that meets state requirements. California law mandates that all drivers carry liability insurance with minimum limits of 15 thousand dollars for injury or death per person and 30 thousand dollars per accident. An agent can also explain optional coverages like uninsured motorist protection and comprehensive insurance for coastal risks.

Frequently Asked Questions

What are the minimum auto insurance requirements in California?

California requires liability coverage of at least 15 thousand dollars for injury or death per person and 30 thousand dollars per accident. Property damage liability coverage must be at least 5 thousand dollars. An agent can help you meet these legal minimums.

How do I find a licensed auto insurance agent in Monterey?

You can search for a licensed agent through the California Department of Insurance website or ask for referrals from local contacts. Many agents in Monterey serve the entire Central Coast region and can meet with you in person.

Can an auto insurance agent help me save money on my policy?

Yes an agent can compare quotes from multiple insurers to find competitive rates. They can also suggest discounts such as for safe driving records or bundling home and auto policies. Rates vary based on your driving history and vehicle type.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.