ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Auto Insurance Agents Near You in Modesto, CA

Browse auto insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated auto insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 891 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara. This directory lists 21 auto insurance agents serving Modesto.

Showing 21 auto insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1300 Sylvan Ave Ste A-3(209) 651-0452
2Cost-U-Less Insurance123 Burney St(209) 560-6118
3SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
4Farmers Insurance - Maria (Candy) Melara2507 E Hatch Rd Ste B(209) 556-9946
5Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
6AAA Modesto Branch3525 Coffee Rd(209) 530-2600
7The Source Auto Insurance Agency LLC822 9th St #1(209) 661-7171
8TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
9Fiesta Auto Insurance & Tax Service1460 Mitchell Rd Suite B(209) 272-1430
10TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
FI
1300 Sylvan Ave Ste A-3
Freeway Insurance
Auto Insurance Agent · Modesto, CA

Homeowners, renters, and local business owners in the Modesto area can contact Freeway Insurance for their auto insurance needs, including liability and collision coverage. The agency assists clients in finding policies that meet California’s minimum requirements while also offering options for additional protection. It serves drivers throughout Stanislaus County, including those in the neighboring community of Riverbank, where residents can access similar personal vehicle coverage services.

CU
123 Burney St
Cost-U-Less Insurance
Auto Insurance Agent · Modesto, CA

Cost-U-Less Insurance serves Modesto, California and the surrounding Central Valley communities. It handles auto insurance policies, helping customers select coverage that meets state requirements. The company works with individuals to review their driving needs and vehicle types for appropriate protection. Its typical approach is to gather driver information and policy preferences before comparing coverage options to find a suitable fit for each client’s personal situation.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Auto Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC provides auto insurance policies to drivers in the Modesto area. The agency assists clients with quoting and binding coverage, as well as adjusting policies when life circumstances change. It also helps customers file claims and review their current deductibles and liability limits during regular service check-ins. The company services a range of local properties, including single-family homes, apartments, retail locations, and restaurants.

FI
2507 E Hatch Rd Ste B
Farmers Insurance - Maria (Candy) Melara
Auto Insurance Agent · Modesto, CA

Homeowners, businesses, and property managers in Modesto rely on Farmers Insurance - Maria (Candy) Melara for their auto insurance needs. This agency helps clients secure appropriate coverage for their vehicles, addressing liability and collision options to protect assets on the road. Professionals assist with policy reviews to ensure adequate protection as circumstances change over time. The agency also provides service to residents in the neighboring community of Ceres and surrounding parts of Stanislaus County.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Auto Insurance Agent · Modesto, CA

Acceptance Insurance in Modesto, California offers both one-time policy purchases and recurring coverage plans to meet different driver needs. As an auto insurance agent, the company provides standard liability, collision, and comprehensive options for local motorists navigating central valley roads. Clients can choose between a single-payment term or set up ongoing billing cycles. In either case, service runs on a scheduled or as-needed basis depending on whether a policyholder requires a new quote, a mid-term change, or a renewal update.

AM
3525 Coffee Rd
AAA Modesto Branch
Auto Insurance Agent · Modesto, CA

AAA Modesto Branch serves the Modesto metro area, providing auto insurance agent services. The company helps clients evaluate their coverage needs for vehicles driven in Stanislaus County and the surrounding region. Agents work with insurance carriers to compare policy options that meet California state requirements and personal preferences. They assist with policy changes, billing questions, and claims guidance when accidents occur. The agency focuses on helping local drivers secure liability, collision, and comprehensive coverage for their automobiles and trucks.

SA
822 9th St #1
The Source Auto Insurance Agency LLC
Auto Insurance Agent · Modesto, CA

The Source Auto Insurance Agency LLC serves Modesto and the surrounding communities in Stanislaus County. It handles personal auto insurance policies to help drivers meet financial responsibility requirements and protect their vehicles against common losses. The agency also assists with related coverage needs appropriate for local driving conditions. It generally evaluates each client’s specific driving history and vehicle type to determine appropriate liability limits and optional coverages, then presents quotes from its available carriers. This method ensures each policy is tailored to the individual’s circumstances and budget.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Auto Insurance Agent · Modesto, CA

TopFlight Insurance Services in Modesto, CA provides auto insurance options that contrast one-time policy purchases with recurring coverage plans, allowing clients to select a payment schedule suited to their budget. Coverage typically includes liability, collision, and comprehensive protection for personal vehicles. The agency helps drivers navigate policy terms to meet state requirements and personal risk tolerance. Their service runs on a one-time, scheduled, or as-needed basis depending on each client’s renewal or new policy request.

FA
1460 Mitchell Rd Suite B
Fiesta Auto Insurance & Tax Service
Auto Insurance Agent · Modesto, CA

Fiesta Auto Insurance & Tax Service in Modesto provides specialized auto insurance policies, including liability, collision, and comprehensive coverage. The agency works with clients to assess their individual driving and vehicle needs. It also handles general insurance tasks such as policy renewals, coverage adjustments, and claims support for local drivers. In California’s Central Valley, the company helps clients manage coverage adjustments ahead of the busy summer travel season and peak wildfire risk periods.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Auto Insurance Agent · Modesto, CA

With winter storms on the way in Modesto, drivers often seek reliable coverage to protect against slick roads and unexpected hail. TSM Insurance Services provides auto insurance solutions tailored to local conditions, helping residents navigate options for liability, collision, and comprehensive plans. The company works through a straightforward evaluation of a driver's vehicle, driving history, and coverage needs. An initial inspection of the car and a review of the policyholder's existing documentation begin the process of securing appropriate protection for the road ahead.

FI
1801 H St Ste A1
Freeway Insurance
Auto Insurance Agent · Modesto, CA
(209) 585-3788
locations.freeway.com/freeway-insurance-modesto-ca-95354
CU
2900 Standiford Ave #25
Cost-U-Less Insurance
Auto Insurance Agent · Modesto, CA
(209) 542-9734
locations.costulessdirect.com/modesto-95350
FI
1805 Crows Landing Rd
FOCO Insurance - Modesto
Auto Insurance Agent · Modesto, CA
(209) 457-6646
focoinsuranceservices.com
MI
724 E Hatch Rd
Mendoza Insurance Services
Auto Insurance Agent · Modesto, CA
(209) 488-3200
mendozainsurance.com
CA
2225 Plaza Pkwy suite c-17
Central Auto Insurance Agency - Auto Insurance Modesto CA
Auto Insurance Agent · Modesto, CA
(209) 492-9999
caiautoinsurance.com
GI
1508 Coffee Rd Suite G
The Giuliano Insurance Agency Inc: Allstate Insurance
Auto Insurance Agent · Modesto, CA
(209) 578-1059
agents.allstate.com/the-giuliano-insurance-agency-inc-modesto-ca.html
TC
400 12th St #26
Teresa Clutter Insurance Services LLC
Auto Insurance Agent · Modesto, CA
(209) 836-0719
clutterinsurance.com
GI
118 McHenry Ave
Gladiator Insurance
Auto Insurance Agent · Modesto, CA
(209) 567-1111
CB
1505 G St
C-B Associates Insurance
Auto Insurance Agent · Modesto, CA
(209) 527-8055
cbassociatesinsurance.com
FA
1219 N Carpenter Rd Ste B
Fiesta Auto Insurance & Tax Service
Auto Insurance Agent · Modesto, CA
(209) 846-0586
fiestainsurance.com/stores/fiesta-insurance-and-tax-modestocalifornia-ca144
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Auto Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com

What Does an a Auto Insurance Agent in Modesto Cost?

The average cost of auto insurance in California is around $1,700 per year for minimum coverage, but rates in Modesto can range from $1,200 to $2,500 depending on your driving record, age, and vehicle type. Factors like zip code, credit score, and claims history also affect premiums. This is general information and not insurance advice.

About auto insurance agents in Modesto

Auto insurance agents in Modesto, California help drivers find coverage that meets state legal requirements. California law mandates minimum liability limits of 15/30/5, meaning $15,000 per person and $30,000 per accident for bodily injury, plus $5,000 for property damage. Local agents can also assist with uninsured motorist coverage and comprehensive policies tailored to Central Valley driving conditions.

Frequently Asked Questions

What documents do I need to get auto insurance in Modesto?

You typically need your drivers license, vehicle registration, and proof of prior insurance if you have it. California also requires a valid smog certificate for most vehicles. The agent can guide you through any additional requirements.

How do I file an SR-22 form in Modesto California?

An SR-22 is a certificate of financial responsibility required for certain driving violations. Your auto insurance agent in Modesto can file the SR-22 with the California DMV on your behalf. This is common after a DUI or serious traffic offense.

Can I get auto insurance with a suspended license in California?

Yes, some insurance companies in California offer policies for drivers with a suspended license. You may need a non-owner policy or a named driver exclusion. An agent can help you find options that comply with California insurance regulations.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.