The top-rated auto insurance agent in Lake Elsinore, California is Paul Niehouse Jr - State Farm Insurance Agent, rated 5.0 stars across 112 reviews. Other highly rated options include Tako Insurance Agency: Allstate Insurance, Guidance Insurance Agency, Inc., Speedy Insurance Agency. This directory lists 17 auto insurance agents serving Lake Elsinore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul Niehouse Jr - State Farm Insurance Agent | 32235 Mission Trail B11 | (951) 674-0735 |
| 2 | Tako Insurance Agency: Allstate Insurance | 31641 Auto Center Dr Ste 1a | (951) 674-0624 |
| 3 | Guidance Insurance Agency, Inc. | 16746 Lakeshore Dr A | (951) 245-2240 |
| 4 | Speedy Insurance Agency | 32285 Mission Trail P5 | (951) 579-4095 |
| 5 | All Discount Insurance Services, Inc. | 31796 Casino Dr A | (951) 245-9777 |
| 6 | In & Out Vehicle Registration | 31900 Mission Trail STE 120 | (951) 245-3939 |
| 7 | Manuel Bonilla: Allstate Insurance | 117 S Main St Ste 204 | (951) 405-4954 |
| 8 | Nino Insurance Agency | 30870 Riverside Dr # B3 | (951) 674-5110 |
| 9 | Freeway Insurance | 16782 Lakeshore Dr Ste C3 | (951) 348-3021 |
| 10 | Todd Schaffner - State Farm Insurance Agent | 31461 Riverside Dr Ste C | (951) 245-1100 |
Paul Niehouse Jr - State Farm Insurance Agent in Lake Elsinore, CA serves homeowners, renters, and local drivers seeking personal auto coverage. This agency provides standard liability, collision, and comprehensive insurance policies tailored to individual needs. Customers can also discuss coverage for other vehicles and inquire about bundling options. The office assists clients with policy reviews and claims guidance within the Riverside County area, including neighboring communities such as Wildomar and Menifee.
Tako Insurance Agency: Allstate Insurance serves the Lake Elsinore area of Riverside County, offering auto insurance agent services for local drivers. The agency helps customers select appropriate coverage levels that meet California state requirements and their personal needs. Clients can receive guidance on roadside assistance and rental car reimbursement options. The company handles policy renewals and coverage adjustments for changing circumstances. It also assists with claims filing and reviews of existing insurance policies. Tako Insurance Agency: Allstate Insurance provides SR-22 filings and liability coverage solutions in this region.
Located in Lake Elsinore, CA, Guidance Insurance Agency, Inc. provides a full range of personal auto insurance policies, including liability, collision, and comprehensive coverage. The agency assists clients with selecting appropriate deductibles and policy limits. Its service approach includes regular policy reviews to ensure coverage matches current driving habits and vehicle values. Guidance Insurance Agency, Inc. serves individual drivers, families with multiple vehicles, and accounts for local small businesses such as retail shops and restaurants that require auto insurance for delivery or commercial use.
Speedy Insurance Agency in Lake Elsinore, California, is known for helping local drivers find auto insurance policies that meet their specific needs. The agency serves customers across the region, working with multiple carriers to offer a range of coverage options for personal vehicles. Policies typically include liability, collision, and comprehensive protection to comply with state requirements and protect assets. A common add-on service available through the agency is rental car reimbursement coverage, which provides a temporary vehicle while a car is being repaired after a covered claim.
All Discount Insurance Services, Inc. serves Lake Elsinore and the surrounding communities in Riverside County, handling auto insurance policies for local drivers. The company helps customers select appropriate coverage options to meet individual needs and legal requirements. It works with various insurance carriers to compare policy features and costs on behalf of its clients. A typical job begins with a review of the driver’s current coverage and driving history, followed by a search for a suitable policy that fits their budget.
In & Out Vehicle Registration serves Lake Elsinore, CA, as an auto insurance agent, distinguishing between one-time policy purchases for short-term needs and recurring coverage plans for ongoing protection. Whether a client requires temporary insurance or a long-term policy, the agency offers guidance on options that meet state requirements for liability and additional protection. Assistance may be provided for comparing different carriers to suit individual circumstances and budgets. Client service can be arranged on a one-time, scheduled, or as-needed basis to accommodate specific requests and availability.
Manuel Bonilla: Allstate Insurance specializes in auto insurance policies for Lake Elsinore, California drivers. Its general services include liability, collision, and comprehensive coverage, as well as roadside assistance options. Standard policies are tailored for local commuters traveling through the Ortega Highway corridor. This agency helps residents manage coverage limits and deductibles during wildfire season, a recurring environmental concern for many homes and vehicles in this region.
As summer heat hits Lake Elsinore, many drivers look over their coverage to prepare for longer road trips and increased local traffic. Nino Insurance Agency helps customers review their auto policies for adequate protection. This agent works to find appropriate liability limits and optional coverages based on each driver's individual needs and daily commute. Understanding Southern California traffic risks, the agency offers guidance on deductibles and uninsured motorist options. A typical first step involves a brief inspection of a vehicle's current registration and driver license details.
Freeway Insurance serves the Lake Elsinore area of Riverside County as an auto insurance agent. The company helps local drivers find coverage that meets state requirements and personal protection needs. Agents work with clients to compare policies from multiple carriers, simplifying the selection process. They also assist with policy adjustments when a driver adds a vehicle or changes their commute. Handling SR-22 filings and helping customers restore suspended licenses are specific services available from this Lake Elsinore provider.
Todd Schaffner - State Farm Insurance Agent provides auto insurance coverage for drivers in Lake Elsinore, CA, offering standard liability and collision policies along with optional add-ons such as rental reimbursement and roadside assistance. The agency guides clients through deductibles and uninsured motorist protection to meet California requirements. Its services extend to local commercial sectors, including offices needing fleet insurance, warehouses requiring cargo coverage, and food service businesses seeking general liability protection.
What Does an a Auto Insurance Agent in Lake Elsinore Cost?
Typical auto insurance costs in California range from 800 to 2,000 dollars per year for minimum coverage, and 1,500 to 4,000 dollars for full coverage. Actual premiums vary based on your driving record, vehicle, and chosen deductibles. This is general information, not insurance advice.
About auto insurance agents in Lake Elsinore
Auto insurance agents in Lake Elsinore, California help drivers find coverage that meets state requirements. California law mandates minimum liability limits of 15/30/5, meaning 15,000 dollars per person for injury, 30,000 dollars per accident, and 5,000 dollars for property damage. Local agents can also explain additional options like uninsured motorist coverage and comprehensive plans.
Frequently Asked Questions
What does an auto insurance agent in Lake Elsinore do?
An auto insurance agent helps you compare policies from different carriers, explains coverage types, and assists with claims. They can tailor a policy to your driving history and vehicle needs while ensuring compliance with California insurance laws.
Is it required to have an agent to buy car insurance in California?
No, you can buy insurance directly from companies online or by phone. However, an agent can provide personalized advice and help you understand California-specific requirements, such as the low-cost auto insurance program for eligible drivers.
What factors affect auto insurance rates in Lake Elsinore?
Rates depend on your driving record, age, vehicle type, and location. In Lake Elsinore, factors like local traffic patterns and accident rates also influence premiums. California law prohibits using credit scores for setting rates.
Auto Insurance Agents in Other California Cities
Agoura Hills · Alameda · Albany · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Arroyo Grande · Artesia · Auburn · Azusa · Bakersfield · Baldwin Park