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Compare Auto Insurance Agents in Laguna Niguel, CA

Compare auto insurance agents in Laguna Niguel. Review contact information and insurance categorys before you decide.

16 agents listed
Updated May 2026
Laguna Niguel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 auto insurance agents in Laguna Niguel, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Global Guard Insurance
27601 Forbes Rd STE 56, Laguna Niguel, CA 92677
(800) 750-9115 globalguardins.com
RJS Truck Insurance
27782 El Lazo, Laguna Niguel, CA 92677
(949) 349-1300 rjstruckinsurance.com
Herron Family Insurance Agency, Inc: Allstate Insurance
30101 Town Center Dr Ste 105, Laguna Niguel, CA 92677
(949) 495-3530 agents.allstate.com
Entrada Premier Insurance Center: Allstate Insurance
27601 Forbes Rd UNIT 54, Laguna Niguel, CA 92677
(949) 487-2900 agents.allstate.com
Kessler Alair Insurance Services, Inc.
32451 Golden Lantern Suite 306, Laguna Niguel, CA 92677
(949) 536-3700 kessleralair.com
Insource Insurance Agency
30011 Ivy Glenn Dr #212, Laguna Niguel, CA 92677
(949) 485-5467 insourceagency.com
South County Insurance Services-Pavel Levitanus
28202 Cabot Rd #300, Laguna Niguel, CA 92677
(949) 550-2502 missionviejohomeinsurance.com
Tex Rapeepat - State Farm Insurance Agent
30131 Town Center Dr Suite 275, Laguna Niguel, CA 92677
(949) 858-1640 texsfinsurance.com
Dan Rickabus - State Farm Insurance Agent
30131 Town Center Dr #275, Laguna Niguel, CA 92677
(949) 363-7100 danrickabus.com
Sharon Walter - State Farm Insurance Agent
30101 Town Center Dr Suite 113, Laguna Niguel, CA 92677
(949) 363-6035 sharonwalterinsurance.com
Brittanny Perry: Allstate Insurance
27601 Forbes Rd Ste 14, Laguna Niguel, CA 92677
(949) 487-2900 agents.allstate.com
Brakke-Schafnitz Insurance Brokers
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(949) 365-5100
Serjick's Insurance Services
28188 Moulton Pkwy #0726, Laguna Niguel, CA 92677
(951) 377-0727 serjinsurance.com
Insuresaver Insurance Agency
30101 Town Center Dr Suite 109, Laguna Niguel, CA 92677
(800) 366-2751 insuresaver.com
Acrisure Laguna Niguel, CA (Signature Insurance Group)
28202 Cabot Rd # 600, Laguna Niguel, CA 92677
(800) 464-3606 acrisure.com
Woodland Park Insurance Services
30012 Ivy Glenn Dr Suite 290, Laguna Niguel, CA 92677
(949) 419-9566 wpins.com

An auto insurance agent in Laguna Niguel can help you find a policy that meets California state requirements. California law mandates minimum liability coverage of 15/30/5. A local agent understands the specific driving conditions and insurance needs of Orange County residents.

What Does a Auto Insurance Agent in Laguna Niguel Cost?

The average cost of auto insurance in California is around 1800 to 2200 dollars per year for minimum coverage. Full coverage policies typically range from 3000 to 4500 dollars annually. Rates in Laguna Niguel may be slightly higher than the state average due to local factors. Your actual cost will depend on your driving history, vehicle, and coverage choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in California?
California requires liability coverage of 15/30/5. This means 15000 dollars for injury or death per person, 30000 dollars per accident, and 5000 dollars for property damage. An agent can help you understand if you need more coverage.
How can an auto insurance agent in Laguna Niguel help me save money?
An agent can compare quotes from multiple insurance companies to find competitive rates. They can also identify discounts you may qualify for, such as good driver discounts or multi-policy discounts. This local knowledge helps you get the best value for your budget.
What factors affect auto insurance rates in Laguna Niguel?
Rates are influenced by your driving record, age, vehicle type, and credit history. Your location in Laguna Niguel also matters due to local traffic patterns and accident statistics. An agent can explain how these factors apply to your specific situation.