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Auto Insurance Agents in Hermosa Beach, CA

Looking for a auto insurance agent in Hermosa Beach? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Hermosa Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 auto insurance agents in Hermosa Beach, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charline Espinoza - State Farm Insurance Agent
1100 Pacific Coast Hwy Ste 6, Hermosa Beach, CA 90254
(310) 937-5972 insurancesouthbay.com
Carol Robinson - State Farm Insurance Agent
2615 Pacific Coast Hwy Ste 221, Hermosa Beach, CA 90254
(310) 372-0882 carolrobinsoninsurance.com
Donna Butler - State Farm Insurance Agent
2309 Pacific Coast Hwy Ste 108, Hermosa Beach, CA 90254
(310) 379-9307 donnabutlerinsurance.com
Beach Coast Insurance
215 Pier Ave, Hermosa Beach, CA 90254
(310) 318-1555 beachcoastinsurance.com
Inae Park - State Farm Insurance Agent
426 Pier Ave, Hermosa Beach, CA 90254
(310) 372-6688 inaepark.com
Farmers Insurance - Frank Hughes
200 Pier Ave STE 132, Hermosa Beach, CA 90254
(650) 917-9176 agents.farmers.com

Auto insurance agents in Hermosa Beach help drivers find coverage that meets California state requirements. California law mandates minimum liability limits of 15/30/5. A local agent can explain how factors like beach proximity and traffic patterns affect your policy.

What Does a Auto Insurance Agent in Hermosa Beach Cost?

The average cost of full coverage auto insurance in California is around 1900 per year but rates in Hermosa Beach may be higher due to local risk factors. Minimum liability policies can cost between 500 and 800 annually. Your actual premium depends on your driving record vehicle type and coverage choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum auto insurance requirements in California?
California requires liability coverage of at least 15000 per person for injury 30000 per accident for injury and 5000 for property damage. Uninsured motorist coverage is optional but recommended by many agents.
How does living in Hermosa Beach affect my car insurance rates?
Hermosa Beach is a coastal city with higher traffic density and risk of theft or vandalism. Agents consider your zip code and parking situation which can increase premiums compared to inland areas.
Can I get a discount for taking a defensive driving course in California?
Yes California requires insurers to offer a discount for drivers who complete a state approved defensive driving course. The discount typically lasts for three years and can reduce your premium by 5 to 10 percent.