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HomeAuto Insurance AgentsCalifornia › El Centro

Find Auto Insurance Agents Near You in El Centro, CA

Browse auto insurance agents serving El Centro, California. Updated 2026-07-14.

The top-rated auto insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 426 reviews. Other highly rated options include Freeway Insurance, Farmers Insurance - James Gonzalez, Best Formula Insurance Services. This directory lists 21 auto insurance agents serving El Centro.

Showing 21 auto insurance agents in El Centro, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sierra Jaime - State Farm Insurance Agent775 E Danenberg Dr #102(760) 312-9517
2Freeway Insurance422 N Imperial Ave(760) 706-6054
3Farmers Insurance - James Gonzalez430 N Imperial Ave(760) 352-0371
4Best Formula Insurance Services808 N Imperial Ave(888) 242-9922
5Kahlo Insurance Services300 S Imperial Ave Suite 15(760) 539-1254
6Payless Auto Insurance Broker, Inc.301 N Imperial Ave #A(760) 353-1290
7Terrazas Insurance300 S Imperial Ave #3(760) 592-4315
8Steve Seibert - State Farm Insurance Agent1241 W State St(760) 352-7703
9Farmers Insurance - Rosemary Rodriguez120 N 4th St Ste 1(760) 791-2464
10Del Valle Insurance Solutions1265 W State St(760) 592-4107
SJ
775 E Danenberg Dr #102
Sierra Jaime - State Farm Insurance Agent
Auto Insurance Agent · El Centro, CA

Sierra Jaime - State Farm Insurance Agent serves the El Centro, California, metro area and surrounding Imperial County as an auto insurance agent. The agency assists local drivers in obtaining appropriate coverage that meets California state requirements for liability and financial responsibility. Policies are tailored to individual driving histories and vehicle types, ensuring compliance while protecting assets on the road. The agent also handles comprehensive and collision coverage options for residents in this region.

FI
422 N Imperial Ave
Freeway Insurance
Auto Insurance Agent · El Centro, CA

Spring rain can create slick roads in El Centro, increasing the need for reliable coverage. Freeway Insurance serves local drivers by offering auto insurance policies tailored to different budgets and vehicle types. The agency helps customers compare options to match their specific driving habits and financial needs. Common coverage considerations include liability, collision, and comprehensive plans suited to the region. Before finalizing any policy, a typical initial step involves reviewing the client’s driving record and vehicle details during a brief consultation or quote inspection.

FI
430 N Imperial Ave
Farmers Insurance - James Gonzalez
Auto Insurance Agent · El Centro, CA

Farmers Insurance - James Gonzalez offers a full range of auto insurance policies to drivers in El Centro, California. It provides liability, collision, and comprehensive coverage, along with roadside assistance and rental car reimbursement options. Service plans are designed to help clients customize their policies to fit individual driving needs and budgets. The company also handles policy updates, claims filing, and regular coverage reviews to ensure ongoing protection. Its services extend to covering vehicles used for personal commuting, errands, and business purposes that service single-family homes, apartments, retail establishments, and restaurants.

BF
808 N Imperial Ave
Best Formula Insurance Services
Auto Insurance Agent · El Centro, CA

Homeowners, renters, and local families in El Centro, California rely on Best Formula Insurance Services to navigate their auto insurance coverage needs. The agency works directly with each client to explain liability limits and optional protections suitable for daily driving demands in the Imperial Valley. Customizing policies for sedans, trucks, and older vehicles remains a core part of the daily service offered. Its team also assists drivers requiring SR-22 filings or looking for gap coverage. Beyond El Centro, this agent provides auto insurance guidance for residents throughout nearby Calexico and surrounding communities.

KI
300 S Imperial Ave Suite 15
Kahlo Insurance Services
Auto Insurance Agent · El Centro, CA

Unlike other agencies that offer only one-time policy purchases, Kahlo Insurance Services in El Centro, CA provides recurring protection through ongoing policy management. These services cover liability, collision, and comprehensive plans tailored to local driving conditions. An agent assists clients in balancing coverage limits with deductibles while explaining California’s specific insurance requirements. Routine policy reviews can be scheduled to adjust coverage after life changes. This agency operates strictly on an as-needed basis, responding when customers request a quote, file a claim, or need to modify their existing policy.

PA
301 N Imperial Ave #A
Payless Auto Insurance Broker, Inc.
Auto Insurance Agent · El Centro, CA

Payless Auto Insurance Broker, Inc. in El Centro, CA offers residential auto insurance coverage to local drivers. The agency also assists commercial clients with their vehicle insurance needs, serving customers throughout the Imperial Valley area. Agents help policyholders compare available plans and choose appropriate liability, collision, and comprehensive options. They provide guidance on meeting California’s minimum insurance requirements. After an initial policy is secured, the team follows up regularly to adjust coverage, ensuring returning clients maintain protection between scheduled renewal visits.

TI
300 S Imperial Ave #3
Terrazas Insurance
Auto Insurance Agent · El Centro, CA

Winter driving conditions in Imperial Valley can put extra strain on vehicles, making reliable auto insurance essential for local motorists. Terrazas Insurance in El Centro, CA helps drivers review their current policies to ensure adequate coverage for unexpected accidents or weather-related damage. The agency focuses on explaining policy options clearly so clients can make informed decisions. Representatives work to match each driver with appropriate liability and collision protection for their specific needs. A typical first step involves scheduling a short consultation to examine the driver’s existing coverage and discuss any gaps.

SS
1241 W State St
Steve Seibert - State Farm Insurance Agent
Auto Insurance Agent · El Centro, CA

Steve Seibert - State Farm Insurance Agent in El Centro, CA specializes in auto insurance policies, offering coverage for liability, collision, and comprehensive claims. The agency also assists local drivers with general insurance needs, including bundling policies for streamlined management. Serving the Imperial Valley community, it provides guidance on navigating coverage requirements for high summer heat conditions that can affect vehicle performance and safety.

FI
120 N 4th St Ste 1
Farmers Insurance - Rosemary Rodriguez
Auto Insurance Agent · El Centro, CA

Farmers Insurance - Rosemary Rodriguez provides personal auto insurance coverage for drivers in El Centro, CA. Policyholders may add roadside assistance, rental reimbursement, and comprehensive protection against theft and weather damage. The agency also supplies liability and collision plans tailored to individual driving needs. Beyond personal lines, it serves commercial clients requiring business coverage for offices, warehouses, and food service establishments.

DV
1265 W State St
Del Valle Insurance Solutions
Auto Insurance Agent · El Centro, CA

Del Valle Insurance Solutions provides auto insurance coverage for drivers in El Centro, California, focusing on personal vehicle policies while also offering specialty add-ons such as roadside assistance and rental car reimbursement. The agency helps clients assess their liability limits and comprehensive protection to meet local driving needs. Its services are available to those operating from commercial sectors including offices, warehouses, and food service establishments, addressing their vehicle insurance requirements.

PA
2040 S 4th St
Payless Auto Insurance Broker, Inc.
Auto Insurance Agent · El Centro, CA
(760) 353-5400
paylessautoinsurance.net
JR
300 S Imperial Ave Ste 12
Jasmin Rodriguez - State Farm Insurance Agent
Auto Insurance Agent · El Centro, CA
(760) 352-0160
sfagentjasmin.com
HM
238 S 8th St
Horace Mann Maeda Insurance Services, LLC.
Auto Insurance Agent · El Centro, CA
(760) 336-2601
agents.horacemann.com/alexmaeda
BI
610 S 8th St
Belellano Insurance Services
Auto Insurance Agent · El Centro, CA
(760) 370-3090
belellanoinsurance.com
MI
292 S Imperial Ave
Martinez Insurance Services
Auto Insurance Agent · El Centro, CA
(760) 336-0808
FL
2052 N Imperial Ave
Fred Loya Insurance
Auto Insurance Agent · El Centro, CA
(760) 370-0902
fredloya.com
GI
458 N Imperial Ave
Gunther Insurance Agency
Auto Insurance Agent · El Centro, CA
(760) 352-4900
700medicare.net
BI
425 Desert Gardens Dr Ste A
Bermudez Insurance Services Inc: Allstate Insurance
Auto Insurance Agent · El Centro, CA
(760) 337-5500
agents.allstate.com/bermudez-insurance-services-inc-el-centro-ca1.html
AI
1122 W State St ste a
Armorcrest Insurance Services LLC.
Auto Insurance Agent · El Centro, CA
(760) 693-5203
armorinsgrp.com
TI
1000 Broadway
Thomas Insurance Agency
Auto Insurance Agent · El Centro, CA
(760) 353-7460
HI
1503 N Imperial Ave #102
Hart Insurance Center
Auto Insurance Agent · El Centro, CA
(760) 352-0422
insurehart.com

What Does an a Auto Insurance Agent in El Centro Cost?

The average cost of auto insurance in California is about 1900 dollars per year for full coverage but rates vary widely by location driver profile and coverage level. In El Centro rates may be influenced by local traffic patterns and accident statistics. A local agent can provide quotes from multiple carriers to help you find a competitive rate. This is general information and not insurance advice.

About auto insurance agents in El Centro

Auto insurance agents in El Centro California help drivers find coverage that meets state requirements and protects their vehicles. California law mandates minimum liability limits of 15/30/5 which means 15000 dollars for injury per person 30000 dollars for injury per accident and 5000 dollars for property damage. Local agents can explain these requirements and help you choose additional options like collision or comprehensive coverage.

Frequently Asked Questions

What are the minimum auto insurance requirements in California?

California requires all drivers to carry liability insurance with minimum limits of 15/30/5. This covers 15000 dollars for bodily injury per person 30000 dollars for bodily injury per accident and 5000 dollars for property damage. Uninsured motorist coverage is also required unless you reject it in writing.

How can an auto insurance agent in El Centro help me save money?

An agent can review your driving history vehicle type and mileage to find discounts you may qualify for. Common discounts include good driver multi-policy and low mileage discounts. They can also help you adjust deductibles to lower your premium.

Do I need uninsured motorist coverage in California?

California law requires insurance companies to offer uninsured motorist coverage to all policyholders. You can reject it in writing but it is strongly recommended because many drivers in California do not carry insurance. This coverage pays for your injuries if you are hit by an uninsured driver.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.