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Find Auto Insurance Agents Near You in Chico, CA

Browse auto insurance agents serving Chico, California. Updated 2026-07-14.

The top-rated auto insurance agent in Chico, California is Acceptance Insurance, rated 5.0 stars across 347 reviews. Other highly rated options include Cost-U-Less Insurance, Kevin Baker Insurance Agency, Heritage Insurance Agency. This directory lists 20 auto insurance agents serving Chico.

Showing 20 auto insurance agents in Chico, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance240 W East Ave ste c(530) 681-4011
2Cost-U-Less Insurance166 Cohasset Rd # 3(530) 206-0967
3Kevin Baker Insurance Agency383 Connors Ct Ste A(530) 893-8301
4Heritage Insurance Agency290 Airpark Blvd(530) 894-3276
5AAA Chico Branch2009 Forest Ave Ste 10(530) 332-2600
6Keith McBride - State Farm Insurance Agent2499 Bruce Rd(530) 965-5934
7Joni Ginno - State Farm Insurance Agent1915 Esplanade(530) 891-5881
8Farmers Insurance - Paul Munly Agency30 Constitution Dr #200(530) 899-7667
9Chris Grettum - State Farm Insurance Agent1277 East Ave STE 110(530) 809-1197
10Eric Velazquez & Brian Saeteurn: Allstate Insurance1026 Sheridan Ave(530) 829-0600
AI
240 W East Ave ste c
Acceptance Insurance
Auto Insurance Agent · Chico, CA

Acceptance Insurance provides auto insurance policies to drivers in Chico, California, helping them meet state financial responsibility requirements. It also offers accepted add-on coverages such as roadside assistance and rental reimbursement to address unforeseen breakdowns or accidents. For commercial drivers, the agency can tailor liability and physical damage protection for vehicles used in various business operations. These commercial auto policies are available to small offices, large warehouses, and food service delivery fleets operating throughout the Butte County area.

CU
166 Cohasset Rd # 3
Cost-U-Less Insurance
Auto Insurance Agent · Chico, CA

When spring rains arrive or dry summer conditions heighten wildfire risk in Chico, vehicle owners often need to review their coverage. Cost-U-Less Insurance serves this community as a dedicated Auto Insurance Agent, helping drivers compare policies to match local road conditions and seasonal hazards. Their consultation process begins by reviewing a client’s current coverage against specific regional exposures. A full coverage assessment follows, requiring the client to provide their vehicle identification number, driving record details, and current declarations page for a precise, no-pressure evaluation.

KB
383 Connors Ct Ste A
Kevin Baker Insurance Agency
Auto Insurance Agent · Chico, CA

Kevin Baker Insurance Agency in Chico, California, provides auto insurance policies tailored for standard vehicles and high-risk drivers. It offers coverage options such as liability, collision, and comprehensive protection, along with available maintenance reminders for policy renewals. Customers can also set up payment plans and adjust deductibles through scheduled account reviews. The agency services a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.

HI
290 Airpark Blvd
Heritage Insurance Agency
Auto Insurance Agent · Chico, CA

Heritage Insurance Agency serves drivers throughout the Chico area, helping them find appropriate auto coverage for their personal vehicles. The agency guides clients through policy options, from liability limits to collision and comprehensive deductibles, ensuring they understand their selections. It regularly assists with filing claims and adjusting coverage as customer needs evolve. In addition to serving Chico residents, the agency extends its auto insurance services to the nearby community of Paradise, making coverage accessible across the broader Butte County region.

AC
2009 Forest Ave Ste 10
AAA Chico Branch
Auto Insurance Agent · Chico, CA

AAA Chico Branch serves the Chico, California metro area and surrounding Butte County as a local auto insurance agent. It assists drivers in finding coverage that meets state requirements and protects their vehicles. A dedicated team helps customers evaluate policy options for liability, collision, and comprehensive plans. This agency guides clients through claims filing and coverage adjustments as their driving needs change. It also handles emergency roadside assistance policy endorsements for area residents.

KM
2499 Bruce Rd
Keith McBride - State Farm Insurance Agent
Auto Insurance Agent · Chico, CA

Serving Chico and the surrounding communities of Butte County, Keith McBride - State Farm Insurance Agent handles personal and commercial auto insurance policies for local drivers. The agency assists customers in selecting liability and comprehensive coverage options tailored to their commuting and vehicle needs. To manage a typical assignment, the agent conducts a thorough review of the client’s driving history and insurance requirements before comparing plan features.

JG
1915 Esplanade
Joni Ginno - State Farm Insurance Agent
Auto Insurance Agent · Chico, CA

As a local auto insurance agent in Chico, California, Joni Ginno from State Farm offers tailored policies for cars, trucks, and motorcycles. The agency also handles broader personal coverage, including renters, homeowners, and life insurance, alongside complete financial planning services. With the region’s frequent wildfire seasons and unpredictable summer thunderstorms, the office provides extra guidance on rapidly updating policies to address fire damage and fast-moving storm-related claims.

FI
30 Constitution Dr #200
Farmers Insurance - Paul Munly Agency
Auto Insurance Agent · Chico, CA

Farmers Insurance - Paul Munly Agency in Chico, CA offers auto insurance policies that serve both single-instance needs, such as a new vehicle purchase, and ongoing coverage requirements that adjust over time. Standard plans protect against liability, collision, and comprehensive risks, allowing drivers to select coverage levels matching their daily commute or occasional use. Service appointments for policy reviews or claim assistance run on an as-needed basis, with no fixed schedule unless a customer requests a regular check-in.

CG
1277 East Ave STE 110
Chris Grettum - State Farm Insurance Agent
Auto Insurance Agent · Chico, CA

As temperatures drop in Chico, area drivers increasingly seek reliable protection against icy roads and unexpected winter hazards. Chris Grettum’s State Farm Insurance agency offers personalized auto insurance policies designed to match each driver’s specific needs and budget. The agent works directly with clients to compare coverage options for liability, collision, and comprehensive plans. A quick review of your current policy and driving history helps identify any gaps or savings opportunities. This initial assessment begins with a simple conversation to gather your vehicle and driver details and answer immediate questions.

EV
1026 Sheridan Ave
Eric Velazquez & Brian Saeteurn: Allstate Insurance
Auto Insurance Agent · Chico, CA

Eric Velazquez & Brian Saeteurn: Allstate Insurance helps local drivers in Chico, California, secure personal auto coverage. Their agency also offers add-ons such as roadside assistance and rental car reimbursement to protect against unexpected travel disruptions. They advise policyholders on liability limits, comprehensive coverage, and uninsured motorist protection. Additionally, this office serves various commercial sectors by insuring vehicles used by offices, warehouses, and food service businesses.

JF
426 Broadway St #205
Jeff Fowler Insurance Services, Inc.
Auto Insurance Agent · Chico, CA
(530) 267-6268
jfowlerins.com
NW
1600 Mangrove Ave #195
Nevin & Witt Insurance Services
Auto Insurance Agent · Chico, CA
(530) 894-0111
nevinandwitt.com
FI
2535 Ceanothus Ave STE 120
Farmers Insurance, Genia Henderson Agency
Auto Insurance Agent · Chico, CA
(530) 345-9035
agents.farmers.com/ca/chico/genia-henderson
LS
1041 Village Ln
Luquin's Insurance Services
Auto Insurance Agent · Chico, CA
(530) 809-2993
luquinsinsurance.com
BI
1270 E 9th St
Bidwell Insurance Agency, Inc.
Auto Insurance Agent · Chico, CA
(530) 894-1096
bidwellinsurance.com
MI
60 Landing Cir Ste 2
McKee Insurance Agency
Auto Insurance Agent · Chico, CA
(530) 895-3304
mercuryinsurance.com/agents/california/mckee-insurance-agency-044106.html
MD
40 Bellarmine Ct
Matt Davis Insurance Agency, Inc.
Auto Insurance Agent · Chico, CA
(530) 898-9960
mattdavisinsurance.com
AI
2735 Esplanade
Avrit Insurance
Auto Insurance Agent · Chico, CA
(530) 891-1302
avritinsurance.com
II
1357 E Lassen Ave
InterWest Insurance Services, LLC
Auto Insurance Agent · Chico, CA
(530) 895-1010
iwins.com/contact-us/chico
GA
2056 Talbert Dr STE 150
Golden Apple Insurance & Financial
Auto Insurance Agent · Chico, CA
(530) 892-8842
goldenappleinsurance.com

What Does an a Auto Insurance Agent in Chico Cost?

The average cost of auto insurance in California is around 1900 dollars per year for full coverage but rates vary widely. In Chico factors like your age driving record and vehicle type affect your premium. Minimum liability coverage can cost as little as 500 dollars per year for some drivers. This is general information and not insurance advice.

About auto insurance agents in Chico

Auto insurance agents in Chico California help drivers find coverage that meets state legal requirements. California law requires all drivers to carry liability insurance with minimum limits of 15 thousand dollars per person and 30 thousand dollars per accident for bodily injury. A local agent can also explain optional coverages like comprehensive and collision that are useful for Butte County road conditions.

Frequently Asked Questions

What are the minimum auto insurance requirements in California?

California law requires liability insurance of 15 thousand dollars per person and 30 thousand dollars per accident for bodily injury. You also need 5 thousand dollars for property damage. An agent in Chico can help you meet these minimums.

How do I find a reliable auto insurance agent in Chico?

You can search online for local agencies or ask for referrals from neighbors in Chico. Check that the agent is licensed by the California Department of Insurance. Many agents offer free quotes and can explain coverage options for your specific vehicle.

Can an auto insurance agent help me save money on my policy?

Yes an agent can review your driving history and vehicle type to find discounts. Common discounts in California include good driver discounts and multi policy discounts. The agent can also help you adjust deductibles to lower your premium.

Auto Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.