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Auto Insurance Agents in Capitola, CA

Browse auto insurance agents serving Capitola, California. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Capitola, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 11 auto insurance agents in Capitola, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Capitola/Santa Cruz Branch
4400 Capitola Rd #100, Capitola, CA 95010
(831) 824-9128 mwg.aaa.com
Capitola DMV
4200 Capitola Rd, Capitola, CA 95010
(800) 777-0133 dmv.ca.gov
Coast Auto Insurance
4170 Gross Rd, Capitola, CA 95010
(831) 479-1990 coastautoinsurance.com
Jill Judd - State Farm Insurance Agent
820 Bay Ave #103, Capitola, CA 95010
(831) 462-1666 jilljudd.com
JL Martin Insurance Agency
503A Capitola Ave, Capitola, CA 95010
(831) 462-0851 jmartinins.com
Prime Health Insurance CA
1906 41st Ave, Capitola, CA 95010
(310) 868-2080
Donald R Hardy Insurance Agency
500 Plum St, Capitola, CA 95010
(831) 475-4314 hardyins.com
Margarita Nicol - State Farm Insurance Agent
2121 41st Ave STE 103, Capitola, CA 95010
(831) 475-1991 margaritanicol.com
Hal Judd - State Farm Insurance Agent
820 Bay Ave #105, Capitola, CA 95010
(831) 462-9596 statefarm.com
Martini David J
500 Plum St, Capitola, CA 95010
(831) 475-4314 hardyins.com
One Connect Insurance Solutions
716 Capitola Ave suite b, Capitola, CA 95010
(888) 565-1326 1connectinsurance.com

What Does a Auto Insurance Agent in Capitola Cost?

Auto insurance costs in California vary widely based on factors like age, driving record, vehicle type, and location. On average, drivers in California pay between 1,200 and 2,500 dollars per year for full coverage, though minimum liability policies can cost as little as 500 to 800 dollars annually. Rates in Capitola may be influenced by local traffic patterns and claim statistics. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an auto insurance agent in Capitola do?
An auto insurance agent helps you find and purchase a car insurance policy that fits your needs. They can explain different coverage types, such as liability, collision, and comprehensive, and help you compare quotes from multiple insurance companies. They also assist with policy changes and claims questions.
Is it required to have auto insurance in California?
Yes, California law requires all drivers to carry auto liability insurance. The minimum coverage is 15,000 dollars for injury or death of one person, 30,000 dollars for injury or death of more than one person, and 5,000 dollars for property damage. You must show proof of insurance when registering a vehicle or after a traffic stop.
How do I choose the right coverage in Capitola?
Consider your driving habits, vehicle value, and budget. An agent can help you evaluate options like uninsured motorist coverage, which is recommended in California due to high rates of uninsured drivers. They can also explain how factors like your driving record and credit score affect your premium.