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Directory of auto insurance agents in Aptos, California. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Aptos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 auto insurance agents in Aptos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Santa Cruz Insurance Services
7397 Soquel Dr, Aptos, CA 95003
(831) 688-1434
santacruzinsurance.com
Patrick (Hawk) Cummins
3355 Merrill Rd, Aptos, CA 95003
(831) 247-7939
hawkhealthmarkets.com
Auto insurance agents in Aptos, California help drivers find policies that meet state minimum liability requirements. California law mandates at least 15/30/5 coverage for bodily injury and property damage. Local agents can also explain options for uninsured motorist coverage and comprehensive plans.
What Does a Auto Insurance Agent in Aptos Cost?
Typical auto insurance costs in California range from 800 to 2,000 dollars per year for standard coverage. Rates vary widely based on factors like your driving record, vehicle, and coverage limits. In Aptos, rates may be influenced by local traffic patterns and accident statistics. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum auto insurance requirements in California?
California requires minimum liability limits of 15/30/5. This means 15,000 dollars per person for bodily injury, 30,000 dollars per accident, and 5,000 dollars for property damage. An agent in Aptos can help you understand these requirements.
How can an auto insurance agent in Aptos help me?
An agent can review your driving history and vehicle type to find suitable coverage. They can also explain California-specific rules like the low cost auto insurance program for eligible drivers. They provide personalized service and local knowledge.
What factors affect auto insurance rates in California?
Rates are based on your driving record, age, location, vehicle model, and credit history in most cases. California also considers your annual mileage and years of driving experience. An agent can help you compare quotes from different companies.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.