ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeAuto Insurance AgentsArkansas › Hot Springs

Find Auto Insurance Agents Near You in Hot Springs, AR

Browse auto insurance agents serving Hot Springs, Arkansas. Updated 2026-07-14.

The top-rated auto insurance agent in Hot Springs, Arkansas is Noelle Stephens - State Farm Insurance Agent, rated 5.0 stars across 305 reviews. Other highly rated options include Victoria Payne: Allstate Insurance, McGhee Insurance Agency, Direct Auto Insurance. This directory lists 20 auto insurance agents serving Hot Springs.

Showing 20 auto insurance agents in Hot Springs, ARListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Noelle Stephens - State Farm Insurance Agent5401 Central Ave D(501) 321-1165
2Victoria Payne: Allstate Insurance1803 Airport Rd H(501) 623-7173
3McGhee Insurance Agency1126 Malvern Ave A(501) 463-4244
4Direct Auto Insurance1609 Albert Pike Rd M(501) 318-1616
5Rena Gilliam: Allstate Insurance3955 Central Ave Ste 8(501) 356-3194
6Sharp Family Insurance458 W Grand Ave(501) 547-9474
71 Source Insurance Advisors216 Ward St B(501) 431-0431
8Farm Bureau Insurance1923 Albert Pike Rd(501) 624-5691
9Shelter Insurance - Tony Melugin112 Buena Vista Rd(501) 525-9444
10Avant Insurance Agency Inc.1485 Airport Rd ste a(501) 623-0400
NS
5401 Central Ave D
Noelle Stephens - State Farm Insurance Agent
Auto Insurance Agent · Hot Springs, AR

Noelle Stephens - State Farm Insurance Agent serves the Hot Springs, Arkansas metro area and surrounding Garland County. The agency provides auto insurance policies, helping drivers secure necessary liability coverage and protection for their vehicles. Standard services include crafting individualized plans that meet state minimum requirements while offering options for comprehensive and collision coverage. Customers can receive personalized guidance on policy limits and deductibles tailored to local driving conditions. The agency handles quotes for new policies and manages existing policy adjustments, including roadside assistance and rental car reimbursement in the Hot Springs region.

VP
1803 Airport Rd H
Victoria Payne: Allstate Insurance
Auto Insurance Agent · Hot Springs, AR

Victoria Payne: Allstate Insurance serves the Hot Springs, Arkansas area as an auto insurance agent, providing personal auto policies and assisting clients with coverage options. Service assistance includes helping customers review their existing plans and adjust deductibles or limits as needed. The agency offers periodic policy reviews to maintain appropriate protection levels. Victoria Payne: Allstate Insurance handles insurance needs for single-family homes, apartments, retail businesses, and restaurants.

MI
1126 Malvern Ave A
McGhee Insurance Agency
Auto Insurance Agent · Hot Springs, AR

McGhee Insurance Agency provides residential auto insurance services for drivers in Hot Springs, Arkansas. Commercial vehicle coverage is also available to meet the needs of local businesses. Service areas extend throughout the community and nearby areas of Garland County. New and renewal policies are managed with careful attention to each client’s individual situation. Follow-up consultations or coverage adjustments can be arranged between regular policy review visits to ensure continued protection.

DA
1609 Albert Pike Rd M
Direct Auto Insurance
Auto Insurance Agent · Hot Springs, AR

Direct Auto Insurance serves drivers in Hot Springs, Arkansas, specializing in finding coverage that meets local state requirements. The agency works with clients to compare policies from multiple carriers for liability, collision, and comprehensive plans. It also helps customers with SR-22 filings, which are certificates often needed after certain driving violations to reinstate a license and maintain continuous coverage.

RG
3955 Central Ave Ste 8
Rena Gilliam: Allstate Insurance
Auto Insurance Agent · Hot Springs, AR

Rena Gilliam: Allstate Insurance serves homeowners, renters, and drivers in Hot Springs, AR. It provides auto insurance policies that help protect vehicles against collision, liability, and comprehensive damage. The agency also assists with bundling home and auto coverage for added convenience. Customers can receive personalized quotes and discuss policy options tailored to their driving habits and budget needs. This agency additionally serves clients in the neighboring community of Lake Hamilton.

SF
458 W Grand Ave
Sharp Family Insurance
Auto Insurance Agent · Hot Springs, AR

Sharp Family Insurance serves Hot Springs and the surrounding communities across Garland County with comprehensive auto insurance coverage. The agency handles standard personal auto policies as well as specialized options for drivers with unique needs. Every client interaction begins with a thorough review of individual driving habits and vehicle requirements. By comparing available coverage options from multiple carriers, the agent works to match each driver with a policy that fits their budget. This process involves careful explanation of deductibles and liability limits to ensure clear understanding.

1S
216 Ward St B
1 Source Insurance Advisors
Auto Insurance Agent · Hot Springs, AR

1 Source Insurance Advisors in Hot Springs, AR offers tailored auto insurance coverage to protect drivers against liability, collision, and comprehensive damage. It works directly with local clients to navigate policy options for personal vehicles, ensuring compliance with Arkansas state requirements. The agency assists customers in adjusting deductibles and coverage limits to fit their budget and driving habits. During seasonal thunderstorms and hailstorms common to the region, it helps policyholders quickly file claims for vehicle damage caused by falling tree limbs or hail.

FB
1923 Albert Pike Rd
Farm Bureau Insurance
Auto Insurance Agent · Hot Springs, AR

Farm Bureau Insurance serves the Hot Springs, Arkansas area as a local auto insurance agent. The company provides personal automobile coverage to drivers in the surrounding Garland County region. It helps clients customize liability, collision, and comprehensive policies to meet individual needs and state requirements. The agency also assists with uninsured motorist protection and roadside assistance options for local motorists.

SI
112 Buena Vista Rd
Shelter Insurance - Tony Melugin
Auto Insurance Agent · Hot Springs, AR

Shelter Insurance - Tony Melugin in Hot Springs, AR offers auto insurance clients a choice between single-payment policies for a set term and recurring monthly installment plans, each providing essential coverage against liability, collision, and comprehensive risks. Customizing a policy to fit individual driving habits and vehicle value helps ensure financial protection on local roads. Service here operates on an as-needed basis, with clients contacting the agency when quotes, policy changes, or claims assistance are required.

AI
1485 Airport Rd ste a
Avant Insurance Agency Inc.
Auto Insurance Agent · Hot Springs, AR

As the seasons shift in Hot Springs, drivers face changing road conditions that test their coverage needs throughout the year. Avant Insurance Agency Inc. offers local auto insurance policies tailored to protect against common regional risks, from sudden storms to tourist-heavy traffic. Their agents review each client's driving history and vehicle profile before recommending a plan that aligns with Arkansas state requirements. A typical first step involves a quick phone consultation to assess individual risk factors and discuss available coverage options.

AI
314 Greenwood Ave
Armor Insurance Agency, Inc
Auto Insurance Agent · Hot Springs, AR
(501) 623-4605
armorinsuranceagency.com
RC
1018 Airport Rd Ste. 126
Rock Creek Insurance
Auto Insurance Agent · Hot Springs, AR
(501) 623-2270
rockcreekinsurance.com
SI
110 Temperance Hill Rd
Summit Insurance Group
Auto Insurance Agent · Hot Springs, AR
(501) 881-3030
summitinsar.com
AI
911 W Grand Ave
ABI Insurance Agency
Auto Insurance Agent · Hot Springs, AR
(501) 624-8888
abiinsuranceagency.com
SI
805 W Grand Ave
Shelter Insurance - Bart Bledsoe
Auto Insurance Agent · Hot Springs, AR
(501) 767-0878
shelterinsurance.com/CA/agent/BBLEDSOE
BI
2110 Higdon Ferry Rd b
Bailey Insurance dba Arkansas First Choice Insurance
Auto Insurance Agent · Hot Springs, AR
(501) 624-1238
baileyinsurance.co
EZ
1614 Albert Pike Rd
E Z Auto Insurance
Auto Insurance Agent · Hot Springs, AR
(501) 624-4900
GI
1011 Albert Pike Rd
Golden Insurance Agency, Inc.
Auto Insurance Agent · Hot Springs, AR
(501) 525-5010
LI
320 Ouachita Ave #216
Local Insurance Solutions, LLC.
Auto Insurance Agent · Hot Springs, AR
(501) 214-7779
FA
175 Harmony Park Cir B
First Arkansas Insurance
Auto Insurance Agent · Hot Springs, AR
(501) 525-2600
fai-hs.com

What Does an a Auto Insurance Agent in Hot Springs Cost?

The average cost of auto insurance in Arkansas is about 1500 dollars per year for full coverage though rates vary by age driving record and location. In Hot Springs factors like local accident rates and zip code can affect premiums. Minimum liability policies may cost around 500 to 700 dollars annually. This is general information and not insurance advice.

About auto insurance agents in Hot Springs

Auto insurance agents in Hot Springs Arkansas help drivers find coverage that meets state requirements and personal needs. Arkansas law mandates minimum liability limits of 25/50/25 meaning 25000 dollars for injury per person 50000 dollars per accident and 25000 dollars for property damage. Local agents can explain how these limits apply and offer additional options like uninsured motorist coverage.

Frequently Asked Questions

What are the minimum auto insurance requirements in Arkansas?

Arkansas requires all drivers to carry liability insurance with minimum limits of 25000 dollars per person for bodily injury 50000 dollars per accident for bodily injury and 25000 dollars per accident for property damage. Proof of insurance must be carried in the vehicle.

How can an auto insurance agent in Hot Springs help me?

An agent can review your driving history vehicle type and coverage needs to find policies from multiple insurers. They also assist with claims filing and policy changes such as adding a new driver or vehicle.

Does Arkansas require uninsured motorist coverage?

Yes Arkansas law requires insurers to offer uninsured motorist coverage with limits equal to your liability limits. You can reject this coverage in writing but it is automatically included unless you decline it.

Auto Insurance Agents in Other Arkansas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.